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1 Rainbow Drive, Ridgefield, CT, 06877 | $699,000
Pride of ownership abounds in this totally updated, sun-filled home, on a quiet cul de sac in the picturesque Rainbow Lake community. Optional membership (apprx. $200/year) to the Rainbow Lake Assoc. includes use of the beach, kayaks, canoes, fishing, and a multitude of social events. This charming ranch offers crown moldings, gleaming hardwood floors, and a modern open floor plan. The spacious living room with inviting fireplace is wide open to the sparkling updated kitchen featuring stainless steel appliances, white recessed panel cabinetry, subway tile backsplash, quartz counters, bright dining area, & sliders to the adj. covered deck for outdoor enjoyment. The main floor also features 2 bedrooms with hardwood floors and updated hall bath with decorative tile floor, granite topped vanity, and walk-in shower. This expansive home offers plenty of room to spread out. A 23'x23', 2 car garage was added in 2009 with storage loft above. This room also makes an ideal studio or bonus space. The partially finished lower level offers a large family room, third bedroom option, second full bath, separate laundry room, and direct access to the 2 car attached garage. So many updates (see full list in additional public remarks) including central air, conversion to propane heat, on demand hot water, additional insulation, new roof and septic (2009), plus more. Idyllic location, walk to Rainbow Lake, quick drive to downtown Ridgefield for shopping/restaurants, and just 62 miles to Midtown. Highlights/Improvements per Owner: 2005 - Water softner; 2005 - 200 Amp electric service panel; 2006 - Side deck replaced with Trex; 2006 - Lower level carpet, paint updated bath; 2007 - All windows and slider to deck; 2009 - Roof 3 layers stripped (plywood replaced in some areas) new shingles; 2009 - New Septic tank and all fields; 2009 - New pergola and roof panels installed over side deck; 2009 - Garage addition / above bonus/storage area; 2009 - Driveway paved; 2010 - On demand water heater; 2012 - Garage insulation; 2013 - Central AC / Gas furnace; 2013 - Exterior generator outlet added to interior Electric panel; 2013 - Leaf Filter on gutters; 2014 - Attic insulation blown in; 2015 - Exterior painted; 2016 - Kitchen w/ quartz countertops and all new appliances; 2016 - Trex front Porch and railings installed; 2016 - Wood floors refinished (except primary bedroom); 2016 - Front Porch new Trex with railing; 2020 - Canine electric dog fence; 2023 - Upstairs bathroom updated; 2025 - New refrigerator and dishwasher; 2026 - Engineered hardwood flooring installed in bonus room
Features
- Rooms: 7
- Bedrooms: 3
- Baths: 2 full
- Laundry: Lower Level
- Style: Ranch
- Year Built: 1971
- Garage: 2-car Attached Garage
- Heating: Hot Air
- Cooling: Central Air
- Basement: Full,Storage,Garage Access,Partially Finished
- Above Grade Approx. Sq. Feet: 1,176
- Below Grade Approx. Sq. Feet: 722
- Acreage: 0.25
- Est. Taxes: $7,326
- Lot Desc: On Cul-De-Sac
- Elem. School: Ridgebury
- Middle School: Scotts Ridge
- High School: Ridgefield
- Appliances: Oven/Range,Microwave,Refrigerator,Dishwasher,Washer,Dryer
- MLS#: 24164797
- Website: https://www.raveis.com
/prop/24164797/1rainbowdrive_ridgefield_ct?source=qrflyer
Listing courtesy of William Pitt Sotheby's Int'l Phone: (203) 438-9531
Room Information
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Hardwood Floor | 10.0 x 13.0 | Main |
| Bedroom 2 | Wall/Wall Carpet | 11.0 x 13.5 | Lower |
| Eat-In Kitchen | Balcony/Deck,Breakfast Bar,Quartz Counters,Dining Area,Sliders | 12.0 x 15.0 | Main |
| Family Room | Wall/Wall Carpet | 18.0 x 22.5 | Lower |
| Living Room | Fireplace,Hardwood Floor | 13.0 x 25.0 | Main |
| Loft | Vaulted Ceiling,Engineered Wood Floor | 18.0 x 22.5 | Main |
| Primary Bedroom | Hardwood Floor | 10.0 x 13.0 | Main |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeInsurance Sales Director, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
1 Rainbow Drive, Ridgefield, CT, 06877
$699,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $559,200 | $559,200 | $559,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.304% | 5.648% |
| Monthly Tax Payment | $611 | $611 | $611 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,308 | $3,398 | $4,532 |
| Total Monthly Payment | $4,010 | $4,100 | $5,234 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524