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Located in beautiful Farmingdale, this meticulously maintained 3-bedroom, 2 bath split-level home at 4 David Drive offers a perfect blend of modern finishes and convenience. This truly move-in-ready home welcomes you with an open-concept main floor featuring a large living and formal dining room with gleaming hardwood floors, plus a beautiful kitchen with sleek white cabinetry, granite countertops, and premium stainless steel appliances. A few steps to the upper level reveal three bedrooms ( all with closets) and an updated full bath, including a large master bedroom with room for a king-sized bed plus two additional bedrooms (one currently used as a custom walk-in closet). The first level features a mudroom/den with a second full bath, a laundry room, and easy access to the two-car garage and private backyard. The home also includes a finished basement, providing additional living space that can be used as a recreation room, home office, or gym. Enjoy amazing outdoor time under your covered backyard patio or cool down in your pool in this fully fenced backyard, which features a manicured lawn and a sun deck with a shed for additional storage. Complete with energy-efficient, roof-mounted solar panels, this move-in-ready gem is a commuter's dream, located minutes away from the LIRR with easy access to the Southern State Parkway. From trendy eateries on Main Street to scenic parks and world-class Bethpage State Park with 5 Golf courses including the famous Black Course, come discover why Farmingdale is one of Long Island's go-to places where easy living meets a perfect blend of small-town charm and vibrant downtown energy!
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Our Executive Mortgage Banker:
Our Insurance Division:
$799,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $639,999 | $639,999 | $639,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.500% | 5.710% |
| Monthly Tax Payment | $1,124 | $1,124 | $1,124 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,786 | $3,993 | $5,226 |
| Total Monthly Payment | $5,002 | $5,209 | $6,442 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.