Welcome to 86 Oceanview. Valley Stream is voted best place to live, this home offers award winning school district 24 with South High school. This cape cod style home is 1324 sqft, offering 4 bedrooms and 1. 5 bath (complete with a king-sized primary bedroom). Arrive into the living room and dining area (off the dining area are patio doors to the spacious backyard (50X103). The kitchen is connected to the efficient laundry area, gas boiler, newer appliances (all between 2-10 yrso). The functional layout offers 2 bedrooms and full bath on the first floor, and 2 bedrooms, bonus room and half bath on the second floor (2 zones for heat). This home has all new exterior; siding, roof, windows and doors complete in 2021. This property is conveniently located to schools, shopping, parks /green spaces, good eats all around, and easy access to the LIRR, major highways, JFK airport and Green Acres mall close by. This home has no basement and some pictures are virtually staged, the property is well maintained and sold as is. The spacious backyard is fully fenced, and the property has front and back inground sprinklers. Don't miss the opportunity to call 86 Oceanview your new home, truly offering all the necessities you want and need for your busy lifestyle.
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Our Executive Mortgage Banker:
Our Insurance Division:
$675,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $540,000 | $540,000 | $540,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.668% |
| Monthly Tax Payment | $958 | $958 | $958 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,194 | $3,325 | $4,377 |
| Total Monthly Payment | $4,244 | $4,375 | $5,427 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.