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147 Jackson Avenue S, Smithtown (Saint James), NY, 11780 | $739,990
This stunningly renovated home in St. James combines modern luxury with meticulous engineering. Every detail has been thoughtfully updated to provide a "like-new" living experience with high-end finishes and future-proof infrastructure. The heart of the home features a vaulted designer kitchen anchored by a massive 6-seat island and premium Samsung appliances, including a built-in island microwave. The interior glows with natural light through 100% brand-new windows, including a spectacular 4-bay window and a new sliding door. All flooring has been professionally sanded and finished in a trendy, "natural wood" aesthetic. The master suite offers a "Jr. Master" feel, featuring a space-saving pocket door and a spa-like bath equipped with: Radiant heated floors for ultimate comfort. A deep soaker tub and double sinks with Kohler fixtures. Dual oversized medicine cabinets. Experience peace of mind with heavy-duty upgrades and energy-saving technology: Climate Control: Brand-new Rheem AC (2023) and a high-efficiency A. O. Smith gas water heater (2023). Insulation: Spray foam insulation throughout the house and attic creates a "conditioned" plywood storage space. Exterior: New CertainTeed siding featuring a premium Hardy Blue Wrap waterproof underlayment. Electrical: 200AMP service, Lutron dimmable switches throughout, and a 2016 Rheem furnace that is generator ready. The exterior is a playground for entertainers and DIY enthusiasts Deck Ready: 24FT ledger and CO are already in place—just bring your design! The "Power" Setup: Includes a 30Amp camper box, multiple exterior outlets (including a dedicated TV outlet), and speaker-ready wiring. The Garage: Features a dedicated 20Amp GFI breaker for heavy power tools and updated lighting. Unique Perks: A rare hot and cold-water faucet by the driveway and "ready-to-go" wiring for soffit lighting, floodlights, and a basement mini-split. This home isn't just renovated; it’s over-engineered for the modern lifestyle. Schedule your tour today!
Features
- Town: Smithtown
- Rooms: 7
- Bedrooms: 3
- Baths: 1 full / 1 half
- Laundry: Laundry Room
- Style: Hi Ranch
- Year Built: 1962
- Garage: 1-car
- Heating: Natural Gas
- Cooling: Central Air
- Approx Sq. Feet: 1,550
- Acreage: 0.25
- Est. Taxes: $12,367
- Elem. School: Dogwood Elementary School
- Middle School: Nesaquake Middle School
- High School: Smithtown High School-East
- School District: Smithtown
- Appliances: Dishwasher, Dryer, Oven, Refrigerator, Washer
- MLS#: 980816
- Days on Market: 21 days
- Website: https://www.raveis.com
/prop/980816/147jacksonavenues_smithtown_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
147 Jackson Avenue S, Smithtown (Saint James), NY, 11780
$739,990
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $591,992 | $591,992 | $591,992 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.500% | 5.710% |
| Monthly Tax Payment | $1,031 | $1,031 | $1,031 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,502 | $3,693 | $4,834 |
| Total Monthly Payment | $4,625 | $4,816 | $5,957 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535