11 Apache Lane, Ferndale, NY, 12734 | $190,000

Offered fully furnished at no additional cost, this is a true move-in-ready opportunity—just bring your bags and start enjoying the lifestyle from day one. Welcome to 11 Apache Lane, a two-bedroom, one-bathroom home set within the Indian Lake Community, a peaceful and close-knit setting centered around a private, spring-fed lake designed for simple, everyday enjoyment. Life at Indian Lake is about slowing down and leaning into what matters. Residents enjoy access to a four-acre lake perfect for paddle boating, swimming, and catch-and-release fishing, along with maintained common areas and year-round road service. Whether it’s mornings by the water, afternoons exploring, or evenings around the firepit, this community offers a lifestyle that feels like a getaway—yet works just as well for full-time living. And at a price point under $200, 000, opportunities like this within a lake community are increasingly hard to find. The home itself has been thoughtfully updated and well cared for, with improvements including a newer roof, spray foam insulation, updated heating systems, a mini-split in the dining area, a new water heater, refreshed bathroom flooring, fresh interior paint, and recently stained decks. The interior offers a comfortable living room, an eat-in kitchen, and well-proportioned bedrooms, all laid out in a way that is both functional and inviting. Outdoor living is a standout feature. Enjoy a private backyard complete with a firepit, hammock, and outdoor shower—ideal after a day at the lake. A shed with electricity has been reimagined as a cozy stargazing retreat, offering a unique space to unwind and take in the night sky. Nearby, the Bailey Trail provides a scenic option for walking and enjoying nature, while The Old Homestead Restaurant in Monticello—just a short drive away—is known for its welcoming atmosphere and quality dining. The location also offers convenient access to Bethel Woods, Resorts World Casino, The Kartrite Indoor Waterpark, golf courses, and a wide range of year-round recreational options throughout the Catskills region. 11 Apache Lane offers a rare combination of value, condition, and lifestyle—fully furnished and ready to be enjoyed from the moment you arrive.

Features