164 Gardners Grove Road, Belmont, NH, 03220 | $895,000

Wake up to the sunrise over the water at this beautifully positioned Silver Lake home offering 50 feet of exclusively owned east-facing waterfront and a level lot with an easy approach to the shoreline. Lovingly cared for and built by its original owners, this home reflects years of pride in ownership and thoughtful maintenance. The moment you step inside, your eyes are drawn straight to the water through large picture windows that perfectly frame the lake views. The open kitchen and living area create a welcoming gathering space, anchored by a cozy gas stove in the living room. The first-floor features hardwood flooring throughout, a first-floor primary bedroom, and an updated kitchen with new stainless-steel appliances. Stay comfortable year-round with central air conditioning. Upstairs has been newly finished with durable vinyl plank flooring, offering flexible living space with a large loft area, an additional bedroom, and a bonus room that share a full bathroom. Outside, enjoy the lake breeze from the deck overlooking the water, with enough space and privacy to entertain. The property also offers a new roof, water filtration system, 2-car garage, paved parking, and public sewer- adding everyday conveniences rarely found in lakefront homes. Silver Lake is one of the Lakes Region’s hidden gems, known for its clean water, boating, fishing, and peaceful shoreline. The lake is perfect for kayaking, paddleboarding, swimming, and water sports, while still maintaining a relaxed residential feel. Ideal as a primary residence, second home, or investment opportunity in the heart of New Hampshire’s Lakes Region. Conveniently located just 10 minutes from the shopping, dining, and outlets of Tilton, 20 minutes from Gunstock Mountain Resort and the Bank of NH Pavilion, and under 2 hours to Boston.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 1 full / 1 three-quarter
  • Style: Cape
  • Year Built: 2006
  • Garage: 2-car Garage
  • Heating: Oil,Electric,Forced Air
  • Cooling: Central AC
  • Basement: Concrete,Concrete Floor,Crawl Space,Interior Stairs,Interior Access
  • Approx Sq. Feet: 2,575
  • Acreage: 0.17
  • Est. Taxes: $11,549
  • Lot Desc: Lake Frontage,Lakes,Level,Waterfront,Near Golf Course,Near Shopping,Near Skiing,Near Hospital,Near School(s)
  • Water Front: Yes
  • Elem. School: Belmont Elementary
  • Middle School: Belmont Middle School
  • High School: Belmont High School
  • School District: Shaker Regional
  • MLS#: 5082225
  • Website: https://www.raveis.com
    /prop/5082225/164gardnersgroveroad_belmont_nh?source=qrflyer
©2026 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/15/2026
Listing courtesy of Compass New England, LLC   Phone: 603-403-5944
Listing Agent: Brie Stephens

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

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Our Insurance Division:

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164 Gardners Grove Road, Belmont, NH, 03220

$895,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $716,000 $716,000 $716,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 6.125% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.117% 6.235% 6.058%
Monthly Tax Payment $962 $962 $962
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,009 $4,350 $5,994
Total Monthly Payment $5,063 $5,404 $7,048

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.