|
Don’t miss this beautifully renovated waterfront home located on a quiet cul-de-sac, offering a spacious screened lanai and a serene tropical backyard oasis. Overlooking the scenic Elkcam freshwater canal, this 2-bedroom, 1-bathroom, 1-car garage residence is situated on a street aptly named Harmony, featuring an extensive preserve that provides privacy and a natural habitat for wildlife.
The spacious family room is filled with natural light and offers convenient access to the patio. The chef-worthy kitchen is equipped with stainless steel appliances, a breakfast bar, ample counter space, decorator lighting and abundant cabinetry for all your storage needs. Both well-appointed bedrooms feature new vinyl flooring, while easy-care tile flooring extends throughout the rest of the home, complemented by vaulted ceilings in main living areas that enhance the open and airy atmosphere.
Relax on the screened lanai or unwind in the hammock while enjoying beautiful canal views and tranquil surroundings. Significant updates include a newer roof, air conditioning, and water heater (all replaced in 2019), so the major maintenance items are already taken care of. Additional upgrades include fresh interior and exterior paint, new fixtures, new doors, and much more.
The large screened lanai is perfect for enjoying gentle breezes, the tranquil water and tropical wildlife anytime of day or night. Conveniently located just a block from the elementary school, this home is an excellent option for a starter home, Airbnb rental, or a snowbird residence. Close to historic downtown Punta Gorda, sunseeeker resort, dining, farmers markets, festivals, PG Airport, shopping and more. Don’t miss your chance to own this eye-catching home, stunning sunset views and Florida lifestyle of relaxation. Take advantage of year-round sunshine with plenty of opportunities for walking, biking, fishing, kayaking, and outdoor enjoyment in this peaceful waterfront slice of paradise found. MAKE YOUR APPOINTMENT TODAY!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$230,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $184,000 | $184,000 | $184,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.533% | 5.794% |
| Monthly Tax Payment | $278 | $278 | $278 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,103 | $1,148 | $1,503 |
| Total Monthly Payment | $1,456 | $1,501 | $1,856 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.