1423 MEDITERRANEAN DRIVE, #C, Punta Gorda, FL, 33950 | $269,000

Under contract-accepting backup offers. Welcome to the desirable deed restricted community of Punta Gorda Isles! This TURNKEY TOP FLOOR 2 bedroom 2 bath condo comes with your own private, deeded dock, with a 6, 000 lb boat lift, perfect for embracing the Florida boating lifestyle. Inside, you’ll find a bright, open floor plan with tile and vinyl flooring throughout. The spacious living room flows seamlessly onto an oversized screened lanai, creating the ideal space for indoor-outdoor living while enjoying peaceful canal views. The kitchen is both functional and inviting, featuring granite countertops, tile backsplash, white appliances, and a breakfast bar—perfect for casual dining or entertaining. Designed with privacy in mind, the split floor plan offers a comfortable retreat for both owners and guests. The primary suite includes two built-in closets, an en-suite bathroom with a walk-in shower, and private access to the lanai with beautiful water views. The large guest bedroom also features two built-in closets and is located near the guest bathroom, which includes a tub/shower combination. A hallway linen closet adds extra storage convenience. Step outside to your screened lanai overlooking the canal—an ideal spot for morning coffee or evening relaxation. Boating enthusiasts will appreciate direct access to Charlotte Harbor and the Gulf of Mexico right from the private dock and lift. Additional highlights include: New water heater (2025), 2024 metal roof, 2024 building exterior paint, and two assigned parking spaces come with the condo! Situated on a quiet cul-de-sac street, this well maintained complex offers a large heated community pool and offers convenient access to shopping, dining, medical, entertainment, Fishermen's Village, community parks, and so much more.

Features

  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 2
  • Amenities: Pool
  • Rooms: 7
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Complex: MEDITERRANEAN COURT
  • Year Built: 1981
  • Common Charge: $635 Monthly
  • Approx Sq. Feet: 1,089
  • Acreage: 0.03
  • Est. Taxes: $3,905
  • Lot Desc: Cul-De-Sac, FloodZone, In County, Landscaped
  • View: Water
  • Elem. School: Sallie Jones Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Pet Policy: Cats OK, Dogs OK, Number Limit, Size Limit
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: C7523921
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/C7523921/1423mediterraneandrive_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/8/2026 2:53:04 AM)
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY   Phone: 941-575-2502

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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1423 MEDITERRANEAN DRIVE, #C, Punta Gorda, FL, 33950

$269,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $215,200 $215,200 $215,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.520% 5.880%
Monthly Tax Payment $325 $325 $325
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,273 $1,343 $1,773
Total Monthly Payment $1,673 $1,743 $2,173

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.