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Under contract-accepting backup offers. Welcome to the desirable deed restricted community of Punta Gorda Isles! This TURNKEY TOP FLOOR 2 bedroom 2 bath condo comes with your own private, deeded dock, with a 6, 000 lb boat lift, perfect for embracing the Florida boating lifestyle. Inside, you’ll find a bright, open floor plan with tile and vinyl flooring throughout. The spacious living room flows seamlessly onto an oversized screened lanai, creating the ideal space for indoor-outdoor living while enjoying peaceful canal views. The kitchen is both functional and inviting, featuring granite countertops, tile backsplash, white appliances, and a breakfast bar—perfect for casual dining or entertaining. Designed with privacy in mind, the split floor plan offers a comfortable retreat for both owners and guests. The primary suite includes two built-in closets, an en-suite bathroom with a walk-in shower, and private access to the lanai with beautiful water views. The large guest bedroom also features two built-in closets and is located near the guest bathroom, which includes a tub/shower combination. A hallway linen closet adds extra storage convenience. Step outside to your screened lanai overlooking the canal—an ideal spot for morning coffee or evening relaxation. Boating enthusiasts will appreciate direct access to Charlotte Harbor and the Gulf of Mexico right from the private dock and lift. Additional highlights include: New water heater (2025), 2024 metal roof, 2024 building exterior paint, and two assigned parking spaces come with the condo! Situated on a quiet cul-de-sac street, this well maintained complex offers a large heated community pool and offers convenient access to shopping, dining, medical, entertainment, Fishermen's Village, community parks, and so much more.
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Our Executive Mortgage Banker:
Our Insurance Division:
$269,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $215,200 | $215,200 | $215,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.520% | 5.880% |
| Monthly Tax Payment | $325 | $325 | $325 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,273 | $1,343 | $1,773 |
| Total Monthly Payment | $1,673 | $1,743 | $2,173 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.