12322 TERRACE BLUFF STREET, Riverview, FL, 33579 | $409,000

Under contract-accepting backup offers. Welcome to your dream home, only 2 years old! This beautiful 4-bedroom, 2-bathroom residence offers an ideal blend of comfort and space. Nestled in a friendly neighborhood, the home features a spacious screened-in lanai and a large cement slab perfect for relaxing and entertaining. The large Fenced-In backyard offers plenty of space for family fun. There are large pavers running alongside the house and features a Barbeque cabana - it's a great entertaining space. Nestled on a serene Conservation lot, the home is surrounded by lush trees, vibrant bushes and lush greenery, creating a private tranquil retreat. Inside, you'll find bright, airy living spaces, a modern kitchen and a cozy atmosphere. The kitchen features granite countertops, stainless steel appliances, a large counter-height island, and a walk-in pantry, all overlooking the spacious gathering room and dining café with tall volume ceilings. Luxury vinyl plank flooring flows throughout the entire house, including in the 4 bedrooms. A beautiful, new glass front door brings in plenty of natural light. The Owner's retreat sees out on the conservation area and features a tray ceiling and 2 walk-in-closets. The secondary bedrooms are all good-sized rooms. The garage is oversized with the length measuring 24 feet. The very large walk-in pantry measures 6' x 8'. The property has an additional 5' on the side of the house because of a drainage easement and an additional 37' in the rear of the house after the fence and before the conservation. The home is also part of a wonderful community with a SPARKLING POOL, PLAYGROUND AND PARK NEARBY. THE OWNER ADDED OVER $32, 000 IN UPGRADES and THE BUILDER ADDED OVER $28, 000 IN UPGRADES. PLEASE ASK TO SEE THE UPGRADES SHEET FOR A COMPLETE LIST AND ALL THE DETAILS. DON'T MISS OUT ON THIS PERFECT FAMILY HAVEN. The Owners will consider leasing back home for anywhere between 1 and 5 months after closing. ALSO, THE PROPERTY DOES NOT REQUIRE FLOOD INSURANCE, IT IS ZONE X. There is almost 8 years remaining on the builder's warranty. A 2-year-old house means a longer life on the roof, A/C and other components compared with older houses.

Features

  • Rooms: 10
  • Bedrooms: 4
  • Baths: 2 full
  • Lot Size: 50 x 148.02
  • Laundry: Inside, Laundry Room
  • Year Built: 2024
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,005
  • Acreage: 0.15
  • Lot Size: 50 x 148.02
  • Est. Taxes: $6,131
  • HOA Fee: $150 Annually
  • Lot Desc: Conservation Area, Landscaped, Sidewalk
  • View: Trees/Woods
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8487383
  • Days on Market: 32 days
  • Website: https://www.raveis.com
    /prop/TB8487383/12322terracebluffstreet_riverview_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/4/2026 2:17:09 PM)
Listing courtesy of COOPER & ASSOCIATES REALTY,INC   Phone: 813-925-3900

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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12322 TERRACE BLUFF STREET, Riverview, FL, 33579

$409,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $327,200 $327,200 $327,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.358% 6.524% 5.866%
Monthly Tax Payment $511 $511 $511
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,960 $2,041 $2,695
Total Monthly Payment $2,546 $2,627 $3,281

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.