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Presented by
Josh Lothian |
Welcome to 110 Franklin Street! Centrally located in the city of Kingston with easy access to stores, eateries and entertainment. This 2-family unit has updated mechanicals, such as appliances, electrical, updated flooring and washer and dryer facilities and 2nd access to backyard (within 3 years). first floor apartment has 2 large size bedrooms, living room, kitchen with separate dining room and access to basement. 2nd apartment has 2 large bedrooms with an adjacent room that is perfect for a work from home office or nursery, eat in kitchen, living room with direct access to laundry room and backyard as well as attic space. This multi family is ideal for investors or someone to assist with supplementing an income. Price to reflect aging roof. A must see!
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Our Executive Mortgage Banker:
Our Executive Mortgage Banker:
Our Insurance Division:
$375,000
Broker Associate
William Raveis Real Estate
Phone: 508.221.7630
Josh.Lothian@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $300,000 | $300,000 | $300,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.398% | 5.710% |
| Monthly Tax Payment | $574 | $574 | $574 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,775 | $1,847 | $2,450 |
| Total Monthly Payment | $2,424 | $2,496 | $3,099 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.