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Welcome to 55 EAST 190 STREET APT. 57 - FORDHAM MANOR STUDIO / JR 1 BED CO-OP UNIT in a distinguished Art Moderne elevator co-op attributed to George Gottlieb Miller, Architect (F/K/A Miller & Goldhammer) ca. 1941. Sunny, front-facing (south exp) 5th Floor unit approx. 565 s/f w/ separate Entry Foyer, windowed Kitchen & Bath w/ dressing area, windowed Sleeping/Dining Alcove. Adjacent to beautifully restored Saint James Park. Short walk to Fordham University's Rose Hill campus, Monroe & Bronx Community Colleges, James J. Peters VA Medical Center & the historic Edgar Allan Poe Cottage ca. 1812. Enjoy an enormous array of shopping & restaurant options. Just one block to both east & west side subway service: IND (B & D-Lines), IRT (#4 Line) & close proximity to Metro-North's Fordham station. Actual $626. 24 Maint. incl. Heat, Hot water and Real Estate Taxes. Spacious & convenient w/ quick access to midtown in 30 minutes. No Pets/No Subletting/No Investors.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$135,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $108,000 | $108,000 | $108,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.304% | 5.648% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $639 | $656 | $875 |
| Total Monthly Payment | $714 | $731 | $950 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.