Located in desirable Clay County, minutes from all that Oakleaf Plaza and Argyle Forest have to offer, you'll find this updated, freshly painted inside and outside, move-in ready gem. Entering the home, the wood floors radiate warmth. The formal living room and dining area have the first of 4 bedrooms with a hall bathroom on one side. The primary bedroom is off the living area as well. The owner's suite is large and easy to spread out in. Through the formal spaces, the home opens to a family room, large breakfast area and kitchen. On the other side of the house is 2 more bedrooms, a 3rd bathroom and an awesome extra bonus/flex room! The home was just painted inside and out. The carpet in the bedrooms is like new. The roof in less than 2 years old and has upgraded features for energy savings. Many restaurants and retail are minutes away. You can walk your kids to Argyle Elementary! Whether relaxing on your covered back porch overlooking the preserve or sitting by the fireplace in the family room, you'll love to call this home!
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Our Executive Mortgage Banker:
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$345,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $276,000 | $276,000 | $276,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.668% |
| Monthly Tax Payment | $445 | $445 | $445 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,633 | $1,699 | $2,237 |
| Total Monthly Payment | $2,153 | $2,219 | $2,757 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.