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Rare opportunity! Come view this recently renovated, top-floor corner unit featuring 3 bedrooms and 2 full baths. This 1500 sq ft apartment offers home-like living with it's spacious living room/dining area and large sized bedrooms. As you walk through the entry, you will find a generously sized mud-room with cubbyholes and other storage compartments. There is a door leading to the kitchen which includes zebrawood-over-oak kitchen cabinetry with a breakfast nook, storage bench, stainless steel appliances, glass backsplash, tiled flooring, quartz countertops, microwave and exhaust fan. There is a pass-through opening from the kitchen to dining area, giving an open feel. The main bedroom includes an on-suite spa like bathroom with floor to ceiling tiles. The apartment has recessed lighting, crown moldings, and solid wood floors throughout and central air. Each bedroom includes designer lighting, new 2026 shades and ceiling fans. Bridge and water views. A washer/dryer can be installed in the kitchen area. The sellers are including the 2 wall-mounted smart TVs (75” & 55”). No flip tax. You can sublet after 3 years. This unit offers the ultimate privacy—no neighbors above or surrounding three sides. The unit comes with an assigned parking spot for $35 per month. The express bus to Manhattan is on the corner, LIRR just 6 minutes away (25-minute commute). Steps to Bay Terrace shopping, dining, and everyday essentials. Maintenance $2096. 71 - co op tax credit ($146. 87) + RE tax assessment $160. 50 + parking $35 TOTAL $2, 145. 34. Co-signers ARE allowed.
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William Raveis Real Estate
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $495,200 | $495,200 | $495,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.873% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,929 | $3,049 | $4,044 |
| Total Monthly Payment | $3,021 | $3,141 | $4,136 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.