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Welcome to your dream home in Derby's serene Orangewood East on the Derby/Orange line! Introducing a charming townhouse merging modern comforts with tranquil living. With 2 bedrooms and 1. 5 baths a beautifully updated living room where natural light illuminates a cozy space, showcasing soft beige walls room for current owners oversized sectional! The heart of this home is the newly renovated kitchen, completed in 2022. Imagine crafting meals with crisp white cabinetry, sophisticated quartz countertops, a chic herringbone pattern backsplash, and stainless steel appliances. Venture upstairs to discover your private retreats. The bedrooms offer peace and natural light through high-set windows with neutral-toned carpet (new in 2021) adds comfort after a long day. In the bathroom, find a blend of function and style with a granite countertop, and sleek fixtures, creating a haven of relaxation. Extend your living outdoors to a very large, fenced-in patio offering a peaceful escape with views of farm fields beyond the gate, perfect for entertaining or enjoying a quiet coffee. In Orangewood East, embrace nature's beauty while staying close to essential amenities, ideal for first-time buyers or those downsizing without compromising comfort. Updates include new Anderson windows with a transferable warranty and fresh paint in 2025. With Hunter ceiling fans installed last year, every comfort detail is covered. Owner has paid off the special assesment
| Type | Level |
|---|---|
| Bedroom 1 | Upper |
| Dining Room | Main |
| Living Room | Main |
| Primary Bedroom | Upper |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $232,000 | $232,000 | $232,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.668% |
| Monthly Tax Payment | $357 | $357 | $357 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,372 | $1,428 | $1,880 |
| Total Monthly Payment | $1,804 | $1,860 | $2,312 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.