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Step into this charming, well-maintained 1923 home and experience the timeless appeal that Peekskill and Westchester County are known for. The thoughtfully designed layout offers both character and functionality, with a centrally located kitchen and spacious walk-in pantry anchoring the first floor. Enjoy seamless flow into the inviting living room, accessible from a bright enclosed front porch/three-season room —perfect for relaxing or entertaining. The main bedroom is conveniently situated on the first floor, tucked privately toward the rear of the home, along with a full bathroom. Upstairs, you’ll find two additional bedrooms, a full bath, and a linen closet for added convenience. The finished lower level provides flexible space to suit your lifestyle—ideal as a playroom, home office, media room, gym, or possibly a bedroom . A separate laundry room offers ample storage and functionality. A standout feature of this home is the heated, unfinished 14' x 20' bonus room, brimming with potential. its unique character, it could easily transform into an artist’s studio, craft and hobby workshop, or creative retreat. Once you see it, your imagination will take over. The electric system has been updated recently with a new circuit breaker panel of 200 amps to accommodate electric vehicles outlet, or any upgrades that best suits your needs. Outside, the property offers a semi-private setting, enhanced by natural hedges lining the perimeter for added privacy. Garden enthusiasts will appreciate the three-tiered terrace garden, perfect for growing your own vegetables and enjoying fresh-cut flowers throughout the season Come fall season enjoy fresh picked apples, pears and figs from the four trees on the property. A blacktop area provides versatile space for recreation—ideal as a play area, exercise zone, or for installing a basketball hoop. The level side yard is well-suited for picnics, gatherings, and outdoor entertaining. Generous enough to enjoy the outdoors, yet manageable in size, the property strikes the perfect balance between usable space and easy maintenance.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $463,120 | $463,120 | $463,120 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.304% | 5.648% |
| Monthly Tax Payment | $843 | $843 | $843 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,740 | $2,814 | $3,753 |
| Total Monthly Payment | $3,675 | $3,749 | $4,688 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.