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Discover the charm of this whimsical 1890 Victorian country mini farm, set among beautiful working farms for a peaceful, organic lifestyle. The main home offers 3 bedrooms and 2. 5 baths, featuring a stunning new designer kitchen with an inviting eat in area. A 2003 addition brings dramatic volume with a vaulted great room accented by black walnut floors, plus a glassed in three season sun porch with a gas stove enjoyed year-round. The remodeled primary suite blends character and comfort with exposed beams and expanded closets. Outdoors, enjoy a true country experience with a chicken coop, workshop shed, and open land ideal for gardening or hobby farming. Adding exceptional versatility is a free-standing 900 sq ft cottage built in 2017, complete with cathedral ceilings, open floor plan, kitchen, 2 bedrooms, full bath, and front and back decks with its own septic and utilities and is currently leased. It offers immediate income or the perfect setup for a compound, guest house, or business use. Just two hours from NYC and Boston. This unique property delivers tranquility, charm, and endless possibilities. This property contains two distinct structures, each with its own septic system. The original home is an antique and the guest house was built in 2017 and is fully permitted. The two homes share a well. The square footage of the antique home is 1, 973, while the guest house is 880, for a total of 2, 853. Please note that the town does not include the square footage as livable space for the glassed wood paneled porch or the mudroom, with a total sq ft of 386. The current seller does use this space year-round. The antique home has a basement with concrete floor and hatchway. The guest house is built on a slab. Both homes have their own electric hot water heater. The main house does not have central air. It has forced warm air on the first floor; the second floor is heated via grates and gravity. The guest house is heated and cooled by heat pump units. Room level "other" refers to rooms located in the guest house. Main house roof is just 3 years old. New furnace in the main house is 3 years old with ductwork expanded to new and existing rooms. Gutters were added to keep the basement dry. Beautiful Ipe decks.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Hardwood Floor | 11.0 x 12.0 | Upper |
| Bedroom 2 | Vaulted Ceiling | Main | |
| Dining Room | Skylight,Vaulted Ceiling,Hardwood Floor | 10.0 x 20.0 | Main |
| Family Room | Hardwood Floor | 15.0 x 18.0 | Main |
| Kitchen | Vaulted Ceiling,Granite Counters,Dining Area,Wood Stove,Island,Hardwood Floor | 13.0 x 20.0 | Main |
| Living Room | Wood Stove,Hardwood Floor | 11.0 x 13.0 | Main |
| Office | Built-Ins,Hardwood Floor | 8.0 x 9.0 | Main |
| Other | Hardwood Floor | 10.0 x 10.0 | Main |
| Other | Vaulted Ceiling,Balcony/Deck,Dining Area,Wood Stove | 13.0 x 25.0 | Main |
| Other | 7.0 x 14.0 | Main | |
| Primary Bedroom | Remodeled,Vaulted Ceiling,Beams,Hardwood Floor | 15.0 x 17.0 | Upper |
| Sun Room | Skylight,Balcony/Deck,Ceiling Fan,Wood Stove,French Doors | 11.0 x 17.0 | Main |
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NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $612,000 | $612,000 | $612,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.520% | 5.880% |
| Monthly Tax Payment | $433 | $433 | $433 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,620 | $3,818 | $5,041 |
| Total Monthly Payment | $4,145 | $4,343 | $5,566 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.