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Own a Piece of History – Charming 1881 Colonial-Style Home with In-Law Suite, Lake Access & No HOA
Originally built in 1881, this inviting Colonial-style property offers a rare blend of historic character and modern functionality. The 4-bedroom, 3-bathroom main home, updated in 2006, features comfortable living spaces and timeless details throughout, including beautiful hardwood floors.
The kitchen is designed for both everyday living and entertaining, featuring stainless steel appliances, a double oven, an oversized island, and a cozy breakfast nook.
Enjoy the charm of both a welcoming front porch and an expansive wraparound porch, offering plenty of space to sit, relax, and take in the surrounding scenery—perfect for morning coffee or unwinding in the evenings.
The home features a fireplace in the living room as well as a fireplace in the main-floor primary suite, adding warmth and character. The primary suite is conveniently located on the main floor. A standout historic feature is the original banister from 1881, showcasing craftsmanship and charm that is hard to find.
Additional flexible space includes a bonus room with French doors, ideal for a home office, workout room, or flex space.
The property includes access to Lake Nettie, enhancing the peaceful, natural setting, and is conveniently located just minutes from downtown Eustis and Mount Dora, with easy access to the 429 for commuting.
A valuable addition is the detached 2-bedroom, 2-bath mother-in-law suite offering approximately 1, 056 sq ft of living space, complete with a living room, kitchen, and bathroom on the main level, and two bedrooms and a full bathroom upstairs. The suite also includes washer and dryer hookups and is connected to a two-car garage, offering excellent income-producing potential or space for extended family and guests.
Recent updates include:
• HVAC system replaced in 2025
• New backyard shed for additional storage.
With NO HOA, this property offers the freedom to enjoy your space while taking advantage of its unique features, charm, and versatility.
Do not miss this opportunity to own a piece of Florida history.
REDUCED RATE through the seller’s preferred lender. This is a lender-paid rate buydown that reduces the buyer’s interest rate and monthly payment plus an appraisal credit up to $600 through the end April.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$624,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $499,920 | $499,920 | $499,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.398% | 5.614% |
| Monthly Tax Payment | $481 | $481 | $481 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,957 | $3,078 | $4,052 |
| Total Monthly Payment | $3,530 | $3,651 | $4,625 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.