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463 Payne Drive, Cheshire, CT, 06410 | $689,900
Immaculate and exceptionally versatile, 3, 000+ sq ft Colonial, perfectly suited for multi-generational living. Nestled in the highly sought-after Nob Hill neighborhood, this home offers an ideal blend of space, comfort, and thoughtful design. The main level features a rare extended living setup with a 5th bedroom, second kitchen, full bath, and slider to the deck- a perfect retreat for in-laws, guests, or an au pair. A warm and inviting family room with gas fireplace opens to an expansive double deck, creating a seamless indoor-outdoor flow. The eatin kitchen showcases natural wood cabinetry, while a large living room, formal dining room, and a half bath with laundry complete the first floor. Upstairs offers a spacious primary suite with full bath, along with three additional bedrooms and a third full bathroom. The finished basement adds even more flexibility with a den, office area, large walk-in closet, and potential for an additional bathroom- ideal for work-from-home needs, recreation, or future expansion. Recent upgrades include a newer Thermopride furnace (2024), 330 gallon oil tank (2024) and newer water heater (2022). Additional highlights include gleaming hardwood floors throughout, an oversized two car garage, irrigation system and a picturesque lot with cobblestone walkways and a cozy covered front porch that enhances the home's curb appeal. Beautifully maintained and thoughtfully laid out- Don't miss this rare opportunity! Professional pictures coming on 4/10
Features
- Rooms: 10
- Bedrooms: 5
- Baths: 3 full / 1 half
- Laundry: Main Level
- Style: Colonial
- Year Built: 1975
- Garage: 2-car Under House Garage
- Heating: Hot Air
- Cooling: Central Air
- Basement: Full,Heated,Storage,Partially Finished,Liveable Space,Full With Hatchway
- Above Grade Approx. Sq. Feet: 2,770
- Below Grade Approx. Sq. Feet: 400
- Acreage: 0.58
- Est. Taxes: $10,894
- Lot Desc: Level Lot
- Elem. School: Per Board of Ed
- Middle School: Dodd
- High School: Cheshire
- Appliances: Oven/Range,Microwave,Refrigerator,Dishwasher
- MLS#: 24164625
- Website: https://www.raveis.com
/prop/24164625/463paynedrive_cheshire_ct?source=qrflyer
Listing courtesy of Great Estates, CT Phone: (203) 200-7030
Room Information
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Balcony/Deck,Full Bath,Sliders,Hardwood Floor | Main |
| Bedroom 2 | Hardwood Floor | Upper |
| Bedroom 3 | Hardwood Floor | Upper |
| Bedroom 4 | Hardwood Floor | Upper |
| Dining Room | Hardwood Floor | Main |
| Eat-In Kitchen | Eating Space,Hardwood Floor | Main |
| Family Room | Gas Log Fireplace,Sliders,Hardwood Floor | Main |
| Full Bath | Tile Floor | Upper |
| Half Bath | Main | |
| Living Room | Hardwood Floor | Main |
| Primary Bedroom | Full Bath,Hardwood Floor | Upper |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Gerry O'BrianVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 223191
203.274.0501
Gerry.OBrian@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Alex FerroInsurance Sales Director, William Raveis Insurance
203.610.1536
Alex.Ferro@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
463 Payne Drive, Cheshire, CT, 06410
$689,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Gerry O'Brian
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.274.0501
Gerry.OBrian@raveis.com
NMLS Mortgage Loan Originator ID 223191
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $551,920 | $551,920 | $551,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.520% | 5.880% |
| Monthly Tax Payment | $908 | $908 | $908 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,265 | $3,443 | $4,546 |
| Total Monthly Payment | $4,265 | $4,443 | $5,546 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524