181 Buckingham Street, Waterbury (Bucks Hill), CT, 06710 | $325,000

Classic period architecture meets opportunity here, offering a home that is livable today with clear upside for its next owner. Being sold as-is, the property reflects deferred maintenance and needed improvements, but provides a strong foundation to build equity through thoughtful updates. Inside, the craftsmanship stands out immediately. Original hardwood floors offer a durable, refinishable surface, while detailed woodwork-featuring pedimented crown molding over doors and windows, fluted pilasters, and a coffered-style dining room ceiling-adds architectural depth rarely found in today's construction. A butler's pantry enhances both function and charm, creating additional storage and a natural transition between the kitchen and the dining area. Outside, it's more than a box! Stucco exterior with thick-coat finish; hip roof with broad overhangs; front-facing shed dormer adding upper-level light and headroom; prominent masonry chimney (needs attention); covered entry portico with curved brackets and classical trim; raised brick entry steps and foundation accents; multi-pane windows set in original openings with substantial wood casing; symmetrical front elevation; bay window projection at the main level; detailed exterior wood trim consistent with period construction. The layout offers defined living spaces, allowing flexibility for everyday living, entertaining, or work-from-home use. Two upper-level bedrooms are works in progress, and the bathroom requires plumbing work The property is being sold strictly as-is. Seller will make no repairs or concessions. Buyers are encouraged to conduct all inspections for informational purposes. Home is currently livable; however, deferred maintenance is present and should be expected. Two upper-level bedrooms and common areas are works in progress, but are quickly usable. The bathroom is not functional until the plumbing is assessed and repaired. A new Navien wall-mounted modulating boiler provides efficient heat and on-demand hot water. This is not a turnkey property. Notable interior architectural features include original hardwood flooring, extensive period woodwork, pedimented crown molding over doors and windows, fluted pilasters, and a coffered-style dining room ceiling-details that contribute to the home's character. Features too costly to replicate in modern construction. The Butler's pantry provides added storage and functional space, providing a nice transition between the kitchen and dining areas. The Exterior condition is generally stable, with historic design elements that contribute to curb appeal and long-term architectural value. This location offers convenient access to major commuting routes, including I-84 and Route 8, with proximity to shopping, dining, parks, and local services. Waterbury continues to benefit from ongoing investment and revitalization, supporting long-term potential.

Features

  • Town: Waterbury
  • Rooms: 14
  • Bedrooms: 6
  • Baths: 3 full / 1 half
  • Laundry: Lower Level
  • Style: Colonial,Antique
  • Year Built: 1904
  • Garage: Paved,Driveway
  • Heating: Hot Water,Radiator
  • Cooling: Window Unit
  • Basement: Full,Unfinished,Full With Walk-Out
  • Above Grade Approx. Sq. Feet: 2,450
  • Acreage: 0.11
  • Est. Taxes: $5,044
  • Lot Desc: Fence - Partial
  • Elem. School: Bucks Hill
  • High School: Per Board of Ed
  • Appliances: Oven/Range,Range Hood,Refrigerator,Dishwasher,Washer,Dryer
  • MLS#: 24162750
  • Website: https://www.raveis.com
    /prop/24162750/181buckinghamstreet_waterbury_ct?source=qrflyer
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Listing courtesy of Compass Connecticut, LLC   Phone: (860) 767-5390

Room Information

Type DescriptionDimensionsLevel
Bedroom 1 9 ft+ Ceilings,Full Bath,Laminate Floor11.0 x 17.0Upper
Bedroom 2 9 ft+ Ceilings,Hardwood Floor10.0 x 12.0Upper
Bedroom 3 9 ft+ Ceilings,Hardwood Floor10.0 x 13.0Upper
Bedroom 4 Hardwood Floor8.0 x 12.0Upper
Bedroom 5 Hardwood Floor9.0 x 16.0Upper
Dining Room 9 ft+ Ceilings,Beams,French Doors,Hardwood Floor12.0 x 19.0Main
Full Bath 8.0 x 12.0Upper
Full Bath 5.0 x 9.0Upper
Half Bath 4.0 x 8.0Upper
Kitchen 12.0 x 17.0Main
Living Room 9 ft+ Ceilings,Beams,Fireplace,Hardwood Floor19.0 x 25.0Main
Primary Bath 5.0 x 10.0Upper
Primary Bedroom 9 ft+ Ceilings,Full Bath,Wall/Wall Carpet13.0 x 20.0Upper
Sun Room French Doors,Hardwood Floor7.0 x 12.0Main

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

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203.925.4590

For homebuyers and sellers, our Attorney Network:

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    requirements, sets up escrows and title insurance, coordinates closing documents
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181 Buckingham Street, Waterbury (Bucks Hill), CT, 06710

$325,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $260,000 $260,000 $260,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.866%
Monthly Tax Payment $420 $420 $420
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,557 $1,622 $2,142
Total Monthly Payment $2,052 $2,117 $2,637

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.