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Waterfront living in Safety Harbor at its finest.
Bring your boat, your kayak, and your sense of adventure. Welcome to Lovers Oak Condominium, where Tampa Bay becomes your everyday backdrop and charming downtown Safety Harbor is just blocks away.
This beautifully maintained two bedroom, two bath condo offers the perfect blend of comfort and effortless Florida living. Inside, you will find an updated kitchen and bathrooms, along with a light filled sunroom showcasing stunning bay views. It is an ideal setting for morning coffee or unwinding at sunset. The thoughtfully designed lock and leave layout makes this home perfect for seasonal residents, weekend retreats, or full time living, complete with a dedicated carport parking space for added convenience.
The true highlight is your assigned boat slip on Tampa Bay. Enjoy easy access to boating, kayaking, and waterfront exploration whenever the mood strikes. The community features approximately 144 feet of waterfront, along with dockage with water and electric, a kayak rack, and a welcoming community dock. It is the perfect setting for gathering with neighbors to take in breathtaking sunrises, sunsets, and views of the sparkling Tampa skyline.
Recent updates and features include fresh exterior paint, a newer roof, new carpet in the bedrooms, and newer luxury vinyl plank flooring.
The HOA dues provide exceptional value and cover property insurance and flood insurance, exterior maintenance including landscaping, roof, and exterior paint, assigned and private parking, waterfront and dock maintenance with water and electric, kayak and bike racks, garbage pickup, water, cable, and WiFi.
Just outside your door, you will be greeted by the iconic 200 year old Lovers Oak tree, a beloved local landmark. From there, take a short stroll or golf cart ride into downtown Safety Harbor, where boutique shopping, dining, spas, art galleries, and vibrant community events create an inviting small town atmosphere with timeless appeal.
Conveniently located just 20 minutes from Tampa International Airport and St Pete Clearwater International Airport, this home offers the perfect balance of accessibility and escape.
This is more than a home. It is a lifestyle.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$399,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $319,920 | $319,920 | $319,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.873% |
| Monthly Tax Payment | $476 | $476 | $476 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,892 | $1,970 | $2,612 |
| Total Monthly Payment | $2,443 | $2,521 | $3,163 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.