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Half (one side) of a rare 3BR/2BA duplex — fully remodeled and move-in ready. Located just 10 minutes from Anna Maria Island in flood zone X (no flood insurance required). No sign in front. If you're tired of the cookie cutter flips with gray paint, white or gray kitchens, and fake floors, this property is what you've been waiting for! Clean, smoke free, and pet free property. Completely renovated in 2023-2026 with major system upgrades including a new roof with wind mitigation, impact glass windows and doors, new hot water heater, updated plumbing, electrical, and lighting throughout, fully new GORGEOUS kitchen and two new full baths, plus fresh interior and exterior finishes. The 2023 redesigned kitchen is a showstopper! The layout was redesigned in 2023 so you face the new patio door with water view from the unique Vermillion red double sink ($1000 value) instead of the wall. This chef's delight of a kitchen is unique in the neighborhood (or any other!) and features the following since 2023 or later -- hickory cabinetry, spacious Corian countertops, handmade talavera tile backsplashes, new 2026 garbage disposal, new stainless steel appliances (Whirlpool freezer-bottom fridge with icemaker, Whirlpool self-cleaning oven with hood and ceramic cooktop, new 2026 Samsung dishwasher), filtered drinking water at the sink, and generous storage (lazy Susan, pantry, ample cabinets, etc. ). Both bathrooms have been fully renovated with tiled showers with built-in storage niches, modern vanities, new sinks, low profile toilets and more. Interior improvements include new handmade imported Saltillo flooring throughout, recessed lighting, ceiling fans, updated drywall, fresh paint, custom vertical blinds and window treatments, and custom closet systems in all bedrooms. Additional upgrades include new impact glass windows and patio door with screens, new front door, Electrolux washer and dryer, gutters and downspouts, new hose bib and water shutoff replacement, and a recently serviced HVAC system with added UV light and Remie-Halo device installed ($2000 value) to clean and protect air quality. Enjoy indoor-outdoor living with a private patio overlooking a peaceful pond that attracts local wildlife, along with fresh landscaping including drip irrigation, a butterfly garden and a blooming lemon tree. Low-maintenance living with low HOA due covering lawn care, exterior maintenance, exterior insurance, roof, sewer pipe, driveway and more — reducing overall due of homeownership. Conveniently located near Palma Sola Park, shopping, dining, and just minutes to the beaches, SRQ airport, IMG Academy, and easy access to Sarasota, St. Pete, and Tampa. Landlords/investors: HOA rules require a long-term lease (12 month minimum); this unit is ONE HALF of a duplex, NOT both sides. Well-maintained, light-filled, and move-in ready. Seeing is believing!
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Our Executive Mortgage Banker:
Our Insurance Division:
$214,700
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $171,760 | $171,760 | $171,760 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $142 | $142 | $142 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,058 | $1,085 | $1,426 |
| Total Monthly Payment | $1,275 | $1,302 | $1,643 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.