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250 Oak Road, New Suffolk, NY, 11956 | $14,500
New Suffolk charming 2-bedroom cottage invites you to spend the summer immersed in one of the North Fork’s most sought-after and picturesque hamlets. Thoughtfully reimagined, this 2-bedroom, 2-bath home has been fully refreshed to blend timeless coastal charm with modern comfort—creating the perfect retreat to relax, unwind, and truly enjoy the season. Inside, you’ll find a light-filled interior with an easy, flowing layout designed for summer living. The updated kitchen and living spaces feel both elevated and inviting, ideal for quiet mornings or hosting friends after a day by the water. Step outside and enjoy the peaceful setting—whether it’s morning coffee or afternoons in the sun, or evenings under the stars. The home captures that effortless North Fork lifestyle where everything feels just a little slower, a little quieter, and a lot more enjoyable. Perfectly positioned just moments from New Suffolk’s beloved Sound-front sandy beach—arguably one of the most serene and swimmable stretches on the North Fork—you’re also a short distance to two of Long Island’s finest dining and waterfront destinations: Legends Restaurant and Minnows. Spend your days at the beach, your afternoons exploring nearby vineyards and farm stands, and your evenings enjoying unforgettable sunset dining. This is summer on the North Fork at its best—effortless, elevated. Remaining Availability for the season June 1st - 15th $6000 / August 1st - 31st $14, 500 / August - LDW $16, 500 / Off Season Rate $3, 500
Features
- Type: Single Family
- Rooms: 7
- Bedrooms: 2
- Baths: 2 full
- Style: Ranch
- Heating: Forced Air, Heat Pump
- Cooling: Central Air
- Basement: Finished
- Approx Sq. Feet: 1,550
- Acreage: 0.34
- Elem. School: Southold Elementary School
- Middle School: Southold Junior-Senior High School
- High School: Southold Junior-Senior High School
- School District: Southold
- Pet Policy: Call
- Appliances: Gas Cooktop, Gas Oven, Microwave, Stainless Steel Appliance(s)
- Lease Term Type: Short Term/Seasonal
- MLS#: 980096
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/980096/250oakroad_newsuffolk_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
250 Oak Road, New Suffolk, NY, 11956
$14,500
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $11,600 | $11,600 | $11,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $69 | $72 | $95 |
| Total Monthly Payment | $144 | $147 | $170 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535