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Price reduction! This tastefully renovated family home stands out for its many luxury upgrades and extra features. Quartz counters, vinyl plank floors, walk-in closets, refurbished screen room and oversized corner lot are but a few of the reasons this 3 bed 2 bath home stands out. Convenient ground floor living in a fully refreshed home in Tuscany in St Augustine Shores. Enjoy living close to the community pool, the beach, downtown, shopping and the interstate, but in a quiet setting. New well to be installed before closing for the 5 zone irrigation system. Additional features include: Master suite includes a garden tub and separate shower. The lawn and garden are watered by a 5-zone irrigation system with a brand new well. Enjoy community recreation areas in a home that is just footsteps to the elementary school. the ample yard has room for a pool and swing set. The seller has attended to every detail with fresh paint, new floors, new sink and garbage disposal. The architectural shingle roof, HVAC and water heater were all replaced in 2022. The home also has water conditioning equipment and super low HOA fees. See the additional features page for a thorough list of recent upgrades.
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Our Executive Mortgage Banker:
Our Insurance Division:
$392,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $314,000 | $314,000 | $314,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $379 | $379 | $379 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,933 | $2,011 | $2,629 |
| Total Monthly Payment | $2,387 | $2,465 | $3,083 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.