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Set in the desirable Settlers Ridge neighborhood, 45 Mountain Laurel Drive in Tolland offers a 2, 440 sq ft Colonial on a beautifully maintained 1. 09-acre lot w/recent updates & a flexible layout designed for everyday living. The home features numerous improvements, inc: new quartz countertops (kitchen & primary bathroom), SS appliances, updated lighting fixtures, new garage doors & fresh interior paint, creating a clean & modern feel throughout. The main level includes a formal dining room and a spacious family room w/a pellet stove insert, providing comfortable living and entertaining areas. The kitchen is centrally located & designed for both function & flow, connecting seamlessly to the main living areas. A 1st. floor laundry, & half bath add convenience, while the oversized two-car attached garage offers ample storage. Upstairs, the primary bedroom includes a full bath & two walk-in closets. Two additional bedrooms & another full bath provide comfortable accommodations, while a 25x17 bonus room serves as a fourth bedroom or flexible space suitable for a variety of uses. The 2nd floor layout offers versatility for changing needs. Outdoor living is highlighted by an expansive deck overlooking raised bed gardens & a Kloter Farms shed, all set within a private, lightly wooded setting. The property offers a balance of usable yard space & natural surroundings within an established Tolland location. This home combines recent updates, functional space, & a convenient location.
| Type | Level |
|---|---|
| Bedroom 1 | Upper |
| Bedroom 2 | Upper |
| Bedroom 3 | Upper |
| Eat-In Kitchen | Main |
| Family Room | Main |
| Formal Dining Room | Main |
| Full Bath | Upper |
| Half Bath | Main |
| Other | Main |
| Primary Bath | Upper |
| Primary BR Suite | Upper |
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William Raveis Real Estate
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Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $419,920 | $419,920 | $419,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $755 | $755 | $755 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,417 | $2,689 | $3,487 |
| Total Monthly Payment | $3,264 | $3,536 | $4,334 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.