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Welcome to 20470 Needletree Dr, a beautifully maintained townhome located in the sought-after Hammocks community of Tampa. Offering 2 bedrooms, 2. 5 bathrooms, and 1, 410 square feet of thoughtfully designed living space, this residence blends comfort, style, and everyday convenience. Inside, you’ll find a bright, open floor plan filled with natural light, spacious living areas, and tasteful updates, including new lighting and an upgraded HVAC system. The well-appointed kitchen serves as the heart of the home, featuring ample cabinetry, generous counter space, and a seamless flow into the dining and living areas—ideal for both relaxing and entertaining. The primary suite offers a private retreat with a well-appointed bathroom and ample closet space, while the additional bedrooms provide flexibility for guests, a home office, or hobbies. Residents of the Hammocks community enjoy access to a sparkling community pool, perfect for soaking up sunny Florida days, while the HOA also includes internet service for added convenience and value. Ideally located near shopping, dining, hospitals, and schools, this home also offers quick access to Interstate I-75 and major highways, making commuting to Downtown Tampa, Wesley Chapel, and surrounding areas seamless. With its welcoming charm, thoughtful updates, and exceptional location, this home is perfect for first-time buyers, growing families, or those looking to downsize.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$289,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $231,200 | $231,200 | $231,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $377 | $377 | $377 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,385 | $1,442 | $1,888 |
| Total Monthly Payment | $1,837 | $1,894 | $2,340 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.