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Located within the 55+ area of the beautiful Key Vista gated community, this move-in-ready villa radiates pride of ownership through extensive upgrades and a cheerful, sun-drenched layout. The open floor plan features high ceilings, architectural niches, and brand-new luxury vinyl plank flooring complemented by fresh paint and elegant plantation shutters throughout. At the heart of the home, the kitchen boasts wood cabinetry, granite countertops, and newer stainless steel appliances, including a breakfast bar and a delightful dinette area. This space opens to a large, screened-in lanai with upgraded "no-see-um" screens and a pavered floor, offering a tranquil view of a serene pond and lush landscaping with no rear neighbors for ultimate privacy.
The thoughtful design includes a split-bedroom layout for maximum comfort, along with a versatile den that can easily serve as a third bedroom or home office. For added convenience, the villa includes an indoor laundry room and a two-car garage. Living here means enjoying a maintenance-free lifestyle where the HOA covers exterior painting, cable, internet, and access to resort-style amenities. Residents can take advantage of two clubhouses, heated pools and spas, a fitness center, tennis and volleyball courts, and a playground, all within a beautifully manicured environment that even offers on-site storage for boats and RVs.
The location is a true standout for outdoor enthusiasts, situated within a short walking distance of the Gulf of Mexico and the Key Vista Nature Park. You are just moments away from the Key Vista Waterfront Gulf Park, which offers a swimming area, kayak access, a 24-hour fishing pier, and miles of walking and bike trails. With the historic Tarpon Springs Sponge Docks, local marinas, and boat ramps at Anclote River Beach Park nearby, this home provides the perfect gateway to Florida's coastal lifestyle. NO FLOOD INSURANCE REQUIRED, NO CCD FEE, roof 2022, THE SOLAR PANELS WILL GIVE YOU AN IMMEDIATE SAVINGS AT ABOUT $100 A MONTH.
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Our Executive Mortgage Banker:
Our Insurance Division:
$345,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $276,000 | $276,000 | $276,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $321 | $321 | $321 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,589 | $1,767 | $2,292 |
| Total Monthly Payment | $1,985 | $2,163 | $2,688 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.