3288 MINNOW CREEK DRIVE, Hernando Beach, FL, 34607 | $550,000

Welcome to 3288 Minnow Creek, Hernando Beach — seller is willing to consider owner financing — a true boater's paradise offering direct Gulf access, a private dock, and an 8, 000 lb boat lift.

This 3-bedroom, 2-bath coastal home is being offered fully furnished, providing a turnkey opportunity for immediate enjoyment or rental use. Inside, the home features a bright, open floor plan with tile flooring throughout, crown molding, and spacious living and dining areas designed for easy entertaining. The updated kitchen showcases white shaker cabinetry, granite countertops, stainless steel appliances, a large center island with seating, and modern pendant lighting — perfect for gathering after a day on the water.

The split-bedroom layout offers privacy, with a comfortable primary suite and two additional bedrooms ideal for guests, family, or a home office. Both bathrooms are well maintained and updated.

Step outside and enjoy quick, unobstructed boating access to the Gulf of Mexico, with your private dock and 8, 000 lb boat lift ready for your vessel. Spend your days cruising the canals, fishing, kayaking, or heading out to nearby waterfront restaurants and open waters.

Ideal as a full-time waterfront residence, vacation getaway, or income-producing rental, this property combines lifestyle, convenience, and location in one of Hernando Beach's most desirable boating communities.

No HOA. Fully furnished. Bring your boat and start living the waterfront dream. Schedule your private showing today.

Seller may consider Bitcoin (BTC), Ethereum (ETH), or USDC, subject to conversion to U. S. Dollars at closing and standard Florida title and escrow requirements.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside
  • Year Built: 1977
  • Garage: 1-car
  • Heating: Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,425
  • Acreage: 0.16
  • Est. Taxes: $6,194
  • Appliances: Convection Oven, Dishwasher, Electric Water Heater, Microwave, Refrigerator, Tankless Water Heater
  • MLS#: W7881781
  • Days on Market: 92 days
  • Website: https://www.raveis.com
    /prop/W7881781/3288minnowcreekdrive_hernandobeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/19/2026 10:47:07 PM)
Listing courtesy of COLDWELL BANKER WEAVER GROUP REALTY   Phone: 352-592-7576

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3288 MINNOW CREEK DRIVE, Hernando Beach, FL, 34607

$550,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $440,000 $440,000 $440,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.304% 5.648%
Monthly Tax Payment $516 $516 $516
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,603 $2,673 $3,566
Total Monthly Payment $3,211 $3,281 $4,174

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.