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Welcome to the Reserve at DeBary, offering a COMMUNITY POOL and convenient access to Central Florida’s best amenities. Less than 5 Minutes to Gemini Springs STATE PARK and 10 Minutes to Highbanks BOAT RAMP on the St Johns River. This BLOCK-built 3 bedroom, 3 full bath, 3 CAR GARAGE home is ready for its next owner and offers solid bones with opportunity to personalize and make it your own, to help with that, Seller is offering $3000 flooring concession. Home is 2471 heated sq ft with additional 616 heated sq ft enclosed Lanai/Florida Room. Covered Front Slate-Tiled Porch leads to impressive double doors with leaded glass opening to large receiving Foyer.
Inside, you’ll find FORMAL LIVING and DINING rooms, plus a spacious family/great room that opens to a beautifully appointed kitchen and dinette area—ideal for everyday living and entertaining. The dinette and family room area both open to the 616 sq ft under heat/air enclosed Lanai/Florida room. KITCHEN offers breakfast bar, farm sink, closet pantry, plenty of work counter space all while being at the center of gatherings. The split bedroom plan provides privacy. A generous PRIMARY SUITE features sliders to the Florida room, dual walk in closets, a large en-suite bath with soaking tub, dual sinks, large walk-in shower, makeup vanity, and a decorative tin-look ceiling. Originally designed as a four-bedroom home, a wall was removed to create an oversized second bedroom/suite with a comfortable sitting area. One of the three full baths is conveniently located near this space, offering flexible living options for guests, multi-generational needs, or a home office setup. Additional features include an inside utility room with storage, a landscaped front yard, and a fenced rear yard.
The covered front patio and enclosed rear Florida room both showcase attractive SLATE tile. The rear Florida room is under air with a mini-split system, three paddle fans and windows with removable blinds, allowing you to brighten the space or close them for added energy efficiency. Major updates include a newer ROOF and WATER HEATER (2016) and A/C system (2020).
Located just minutes from I-4, this home provides convenient travel to Orlando, area attractions, and multiple airports. The nearby DeBary SunRail Station (less than a 2 mile drive) offers an easy commuter option. Beaches, theme parks, shopping, dining, and recreational opportunities are all within an hour or so drive. A great opportunity to enjoy a desirable community, functional floor plan, and the chance to add your own style and value.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$484,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $387,200 | $387,200 | $387,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $224 | $224 | $224 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,319 | $2,416 | $3,162 |
| Total Monthly Payment | $2,618 | $2,715 | $3,461 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.