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IMPECCABLY MAINTAINED, this turnkey residence at The Preserve at Bal Harbor presents as new, offering a refined blend of comfort, style, and convenience. Located in the well-established and desirable Punta Gorda Isles community, this thoughtfully appointed 3-bedroom, 2-bath home features a bright, open layout with elevated ceilings and a generous lanai, all in a private, peaceful setting that blends indoor comfort with effortless Southwest Florida living. OFFERED TURNKEY WITH NEWLY CURATED FURNISHINGS and coastal-inspired finishes throughout, the interiors feel fresh, cohesive, and truly move-in ready, creating a warm and inviting living environment. Privately set within a gated enclave, residents enjoy resort-style amenities including a heated pool, clubhouse, fitness center, and waterfront fishing dock. Ideally located just minutes from St. Andrews South Golf Club and a short bike ride to Fishermen’s Village, waterfront dining, and historic downtown Punta Gorda. Monthly HOA includes water, sewer, and trash, along with a private storage space and assigned underground parking, adding convenience and value to everyday living. Constructed with IMPACT WINDOWS AND DOORS and SUPPORTED BY A STATE MANDATED STRUCTURAL INTEGRITY RESERVE STUDY (SIRS) with no required repairs, the residence offers both quality and long-term confidence. Recent updates include a new A/C system, a 2025 water heater, and a 2025 washer and dryer, enhancing efficiency and everyday convenience. Turnkey and move-in ready, representing one of the more compelling opportunities currently available within the community. Experience it firsthand. SCHEDULE YOUR PRIVATE SHOWING TODAY.
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Our Executive Mortgage Banker:
Our Insurance Division:
$254,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $203,920 | $203,920 | $203,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.520% | 5.880% |
| Monthly Tax Payment | $147 | $147 | $147 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,206 | $1,272 | $1,680 |
| Total Monthly Payment | $1,428 | $1,494 | $1,902 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.