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One or more photo(s) has been virtually staged. SELLERS OFFERING A $3, 000 CREDIT TO BUYER'S CLOSING COSTS & A PRICE REDUCTION!! In search of an affordable, CDD-free, low HOA, family-friendly community in a fast growing area with easy access to Tampa? See why everyone is talking about Zephyr Place! This cozy community of 130 homes offers a prime location perfect for growing families, or those looking for open & main floor living lifestyle – this home has it all! With 1, 895 heated sq. ft. & over 2, 300 sq. ft. under roof, you'll be impressed with the modern, open layout perfect for entertaining or family gatherings. Make this huge 4 bedroom 2 & 1/2 bath with a 2 car garage & barely lived in home (2022) your own home with the professionally-designed interior palette – imagine custom Quartz Counters, to your high-end faucets & modern lighting this home will exceed your expectations. Check out your Smart Home with THE latest technology including wiring for cameras & smart thermostat; Amazing premium lot with no backyard neighbors that affords plenty of "extra backyard" that is maintained by the HOA. . . you mow to fence line and the rest of the yard is HOA maintained! Gourmet kitchen enjoys tons of cabinetry & sleek Quartz Countertops with a New Dishwasher and all appliances that convey including the washer & dryer! Lower level is an OPEN CONCEPT with enormous light & bright great room with new Carpet & guest bath! Your beautiful kitchen with an island breakfast bar for casual dining overlooking the formal dining area with sliders to your massive Backyard! Ascend the stairs to the functional upper level! Master suite with Walk-in closet for her and separate built-in closet for him & a private En-suite Bathroom also features Quartz counters; dual sinks & gracious shower! Split Floor Plan with 3 more spacious Bedrooms and Hall bath along with lots of closet space complete the upper story! With an AFFORDABLE HOA it’s easy to enjoy life! A NO CDD community with Basic Cable & High Speed Internet with Spectrum included with the HOA **how can you go wrong** Close proximity to shopping, dining, new state of the art hospitals, Wiregrass Mall, Tampa Premium Outlets, KRATE at the Grove, easy commute to Tampa & Tampa International Airport, minutes to some of Florida's finest beaches & central to Orlando & the theme parks! Welcome to Zephyr Place, YOU can own a practically Brand New Home for a truly affordable monthly payment without waiting for a new build!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$364,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $291,600 | $291,600 | $291,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $397 | $397 | $397 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,746 | $1,819 | $2,402 |
| Total Monthly Payment | $2,218 | $2,291 | $2,874 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.