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Nestled within the exclusive gated, waterfront community of Harbor View on the Bay in Punta Gorda, this 2022 build redefines “easy living”. Thoughtfully constructed with a durable 2022 metal roof and quality finishes throughout, this newer home delivers both style and peace of mind. The split-bedroom floor plan provides privacy and flexibility, while spacious rooms and well-appointed bathrooms create a sense of comfort that feels both relaxed and refined, if you wanted to feel like you were on vacation everyday, this is the one! Every detail has been carefully maintained, making this home truly turnkey and ready for its next owner. A/C, water heater & Roof are all 2022! Situated directly on the bay, Harbor View on the Bay is an ACTIVE 55+ community, offering resort style amenities designed to be enjoyed year round, including a heated saltwater pool, pickleball courts, fishing pier, dog park, putting green, tiki huts, fire pit gathering areas, and a brand new clubhouse and fitness center. Whether you’re soaking in the sun, staying active, or connecting with neighbors, there’s always something to enjoy. Just minutes from the charm of downtown Punta Gorda known for its waterfront dining, boutique shopping, and vibrant community events, this location offers the perfect balance of relaxation and convenience. Turnkey, newer model, and centered around lifestyle, bring your golf cart, this is Florida living made simple, stylish, and complete.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$240,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $192,000 | $192,000 | $192,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.668% |
| Monthly Tax Payment | $14 | $14 | $14 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,136 | $1,182 | $1,556 |
| Total Monthly Payment | $1,225 | $1,271 | $1,645 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.