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Great opportunity to own a first-floor, 2-bedroom, 1-bath condo in the highly desirable On Top of the World community. This spacious 1, 100 sq. ft. unit with a Florida room offers comfortable living and the convenience of ground-level access with both a front and back porch, plus a ground-level patio to enjoy the beautiful Florida lifestyle. New storm doors on both back and front entrances.
Your assigned parking space is located directly in front of the unit for easy access. Inside, the condo features newer windows, a stackable washer and dryer in the kitchen for added convenience, and a complete HVAC system installed in 2019. The water heater was installed in 2008. The location of this building is excellent—close to the recreation center and many of the community amenities and activities.
Residents of On Top of the World enjoy an exceptional array of amenities including:
Two activity centers
Two private golf courses (9-hole and 18-hole) free for resident owners
Two swimming pools (both are heated). Hot tub at West side pool and Sauna at East side pool.
Recently remodeled cardio gym with modern exercise equipment
Hobby studios and activity rooms
Dog park and outdoor recreation areas
The community also offers a wide variety of indoor activities and social opportunities, including fitness classes, dancing, clubs, cards, billiards, entertainment, and educational classes.
Easy to show—schedule your private showing today and start enjoying the Florida lifestyle!
Note: This property is being transferred by a leasehold estate deed. Association approval is required. If financing, a 35% down payment is required.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$130,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $104,000 | $104,000 | $104,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.301% | 6.500% | 5.691% |
| Monthly Tax Payment | $96 | $96 | $96 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $615 | $649 | $849 |
| Total Monthly Payment | $786 | $820 | $1,020 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.