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Welcome home to this lovely, one-story brick ranch tucked away on a quiet cul-de-sac in a well-established neighborhood. With 3 bedrooms and 2 bathrooms, this home offers comfortable, easy living just minutes from downtown Charleston and Interstate 526. *Owner just replaced all the LPV flooring. Enjoy unbeatable convenience with quick access to the Grocery store, Costco, Roper St. Francis Hospital, Lowes, Home Depot plus countless restaurants, shops, and entertainment. The bright and airy family room features a vaulted ceiling and wood-burning fireplace--perfect for cozy nights at home. The kitchen is well-appointed with granite countertops and stainless steel appliances, offering both style and functionality. The primary bathroom features an updated walk-in tiled shower for a modespa-like feel. The huge backyard includes a privacy fence with double gates and offers plenty of room for outdoor living, whether you envision a sunporch, screened porch or outdoor kitchen with pool - the possibilities are endless. There is plenty of room for storage a boat or RV. An expanded driveway provides ample parking, including space alongside the garage for parking a boat. With no HOA restrictions, this property offers both flexibility and freedom. Optional membership to the Sha-Mel-Lon Recreation Center provides access to a pool and opportunity to join the youth swim team for just $250/year. This home won't last long!
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Our Executive Mortgage Banker:
Our Insurance Division:
$425,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $340,000 | $340,000 | $340,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,957 | $2,177 | $2,823 |
| Total Monthly Payment | $2,032 | $2,252 | $2,898 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.