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188 OLD MOSS CIRCLE, Deland, FL, 32724 | $359,900
Welcome to this light, bright, and airy Azalea Model, move-in ready and located in the highly sought-after Victoria Gardens 55+, GATED community. This beautifully maintained home features crown molding, tile flooring throughout the main living areas, and new plush carpeting in both the primary and secondary bedrooms, creating a comfortable and elegant living space.
The kitchen is designed for both functionality and style, offering a breakfast bar, beautiful pendant lights, granite countertops, top-of-the-line stainless steel appliances, 42-inch white shaker cabinets, upgraded tile backsplash, including tile on the kitchen island, convenient pull-outs, and a large walk-in pantry. The spacious owners suite has TWO walk-in closets offering CALIFORNIA CLOSETS, and a generous en suite bathroom featuring a walk in shower with ungraded tile. The guest bedroom closet has CALIFORNIA CLOSETS as well. Additional upgrades include new ceiling fans, updated lighting, with blinds on all double-pane windows, providing both comfort and energy efficiency.
Enjoy Florida lliving year-round from the screened-in lanai, complete with an extended paver patio, surrounded by the beautiful wrought iron fence and high privacy hedge, you will hardly know you have neighbors, perfect for backyard barbecues, relaxing evenings, or entertaining guests.
Victoria Gardens offers an EXCEPTIONAL LIFESTYLE LIVING with a private clubhouse featuring: On-site dining and bar, card rooms and billiards, fitness center, Resort-style heated pool and spa, lighted clay tennis courts & pickleball courts, Bocce ball courts, Library, crafts, travel clubs, and ballroom activities.
The Victoria Hills Golf Course is conveniently located just across the street, and you are only minutes from the quaint and historic Downtown DeLand, offering charming boutiques, dining, and everyday shopping, the Publix Shopping center that is just 5 minutes away. Across the street are local restaurant, medical facilities, dry cleaners, dentist and dog grooming for your convenience.
This home combines comfort, convenience, and an active lifestyle in one of DeLand’s premier 55+ communities. ????
Features
- Amenities: Clubhouse, Fence Restrictions, Fitness Center, Gated, Maintenance, Pickleball Court(s), Pool, Spa/Hot Tub, Tennis Court(s)
- Rooms: 5
- Bedrooms: 2
- Baths: 2 full
- Laundry: Inside, Laundry Room
- Year Built: 2019
- Garage: 2-car
- Heating: Electric, Heat Pump
- Cooling: Central Air
- Approx Sq. Feet: 1,507
- Acreage: 0.11
- Est. Taxes: $1,711
- HOA Fee: $1,639 Quarterly
- Lot Desc: Sidewalk
- Adult Communities: Yes
- Elem. School: Freedom Elem
- Middle School: Deland Middle
- High School: Deland High
- Pet Policy: Cats OK, Dogs OK
- Appliances: Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer
- MLS#: V4948279
- Days on Market: 15 days
- Website: https://www.raveis.com
/prop/V4948279/188oldmosscircle_deland_fl?source=qrflyer
Listing courtesy of LANE REALTY SERVICES, LLC Phone: 386-747-5054
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
188 OLD MOSS CIRCLE, Deland, FL, 32724
$359,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $287,920 | $287,920 | $287,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.284% | 5.595% |
| Monthly Tax Payment | $143 | $143 | $143 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,680 | $1,749 | $2,333 |
| Total Monthly Payment | $1,898 | $1,967 | $2,551 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388