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Rare opportunity to own a completely renovated, turnkey charming seasonal cottage in the Woodcliff beachfront community (open April 15 -October 15). This exceptional property blends privacy, character, and an unbeatable coastal location. Close to beach on Long Island Sound, this is one of the few cottages in the community offering water views. Knows as "The Ponderosa", the home sits on a nicely sized lot in a quiet, private court-perfect for a peaceful seaside retreat. Fully and thoughtfully renovated, the home features a brand-new kitchen with modern appliances and the beautifully updated bathroom with custom shower, along with upgrades including the roof, siding, and an oversized cesspool. The inviting enclosed porch with tongue-and groove cedar walls provides flexible living space and can easily serve as a spacious additional bedroom. Inside, the convenience of a brand new stackable washer and dryer, and a well-designed layout including a primary bedroom with large closet. Outdoor living is a standout feature-enjoy an oversized deck with built-in bench seating and water views, ideal for entertaining. A dedicated barbecue area creates the perfect setting for dinners and summer gatherings. Short distance to the beach access and numerous local attractions: North Fork Wineries, top rated dinning, Horseback Riding, Golfing, Atlantis Aquarium, Splish Splash water park, Pumpkin Farms and much more. With two-car parking and location just moments from the beach, this move-in-ready, key-ready property delivers the perfect blend of modern and coastal charm. CASH ONLY SALE -LAND LEASE-$8650. 35
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $188,000 | $188,000 | $188,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.668% |
| Monthly Tax Payment | $207 | $207 | $207 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,112 | $1,158 | $1,524 |
| Total Monthly Payment | $1,394 | $1,440 | $1,806 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.