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Welcome to your dream home in St. Augustine, where space, comfort, and freedom come together in one beautifully updated property. Located in a beloved no-HOA community, this meticulously maintained 4-bedroom plus loft, 3-bathroom concrete block home offers the rare combination of thoughtful upgrades, generous outdoor space, and a prime location close to everything that makes St. Augustine so desirable. Set on an expansive half-acre corner lot, this property delivers the room your family has been looking for, both inside and out, with the flexibility to live, entertain, and grow without the restrictions of HOA living. From the moment you arrive, the home makes a lasting impression with its mature landscaping, spacious homesite, and inviting curb appeal. The oversized side-entry garage enhances both functionality and appearance, while the oversized paver driveway provides abundant parking space for four or more vehicles, making it ideal for family gatherings, guests, teens with cars, recreational vehicles, or simply the convenience of extra room. Adding to the home's forward-thinking features, the garage is equipped with an electric vehicle plug-in, offering modern convenience for today's lifestyle. Inside, you will find a floor plan designed for real life, with a comfortable layout that balances open gathering spaces and private retreats. With 4 bedrooms plus a loft and 3 full bathrooms, this home offers flexibility for a variety of needs, whether you are accommodating a growing household, hosting overnight guests, working from home, or creating a media room, playroom, or second living space. Every room is filled with the warmth and livability that makes a house truly feel like home. The primary suite is a standout feature, offering a peaceful and private sanctuary at the end of the day. Spacious and inviting, it is complemented by a newly renovated ensuite bath that creates a spa-like atmosphere for everyday comfort. Thoughtfully updated and beautifully finished, this private retreat is the perfect place to relax, recharge, and enjoy a little luxury in your daily routine. Step outside and discover the lifestyle that truly sets this property apart. The backyard is designed for year-round enjoyment, centered around a screened-in heated saltwater pool that allows you to swim and entertain in every season. Whether enjoying an early morning dip, hosting weekend pool parties, or unwinding under the stars, this outdoor space is ready to become the heart of your home. The screened patio offers even more room for relaxing and entertaining, with ample space to create the outdoor kitchen you have always wanted. Imagine cookouts, holiday celebrations, casual dinners, and game-day gatherings all in a setting designed for enjoying Florida living to the fullest. Safety, privacy, and peace of mind are essential, and this property delivers with a fully fenced yard that provides a secure space for children and pets to play freely. The half-acre corner lot offers a sense of openness and breathing room that is increasingly hard to find, while the mature neighborhood setting adds charm, character, and established beauty. Lush landscaping enhances the home's welcoming feel and contributes to the private, serene atmosphere that makes this property so special. This home also offers practical value through its solar panels, helping support energy efficiency and adding appeal for buyers looking to enjoy long-term savings and environmentally conscious living. Concrete block construction provides added durability and confidence, making this home as solid as it is attractive. Location is another major advantage. Situated just moments from the rich history, vibrant culture, dining, shopping, and attractions of St. Augustine, this home gives you easy access to one of Florida's most treasured destinations while still offering the comfort of a spacious residential setting. From historic streets and waterfront charm to restaurants, boutiques, and community events, you are never far from the very best the area has to offer. Families will especially appreciate the convenience of A-rated schools located just 5 to 10 minutes away, making school runs and daily routines easier while enhancing the long-term desirability of the location. One of the most valuable features of all is the absence of HOA fees. With no HOA, you can enjoy greater flexibility, freedom, and control over your property without the added expense or restrictions that often come with planned communities. That freedom is increasingly rare and highly sought after, especially when paired with a home of this caliber, lot size, and location. This is more than just a house. It is a place where memories are waiting to be made, where kids can play, where family and friends can gather, and where everyday life feels just a little more special. With its updated interior, renovated primary bath, screened heated saltwater pool, screened patio with room for an outdoor kitchen, side-entry oversized garage, EV plug-in, oversized paver driveway, fully fenced yard, solar panels, concrete block construction, half-acre corner lot, A-rated schools nearby, and no HOA fees, this St. Augustine property offers a rare opportunity to enjoy the lifestyle so many buyers are searching for. Do not miss your chance to make this exceptional family home your own. Homes with this much space, flexibility, and freedom in such a desirable St. Augustine location do not come along often.
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$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $559,200 | $559,200 | $559,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.333% | 6.419% | 5.668% |
| Monthly Tax Payment | $618 | $618 | $618 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,308 | $3,443 | $4,532 |
| Total Monthly Payment | $4,018 | $4,153 | $5,242 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.