350 HARBOR PASSAGE, Clearwater Beach, FL, 33767 | $1,999,000

One or more photo(s) has been virtually staged. Experience true Florida waterfront living in this elevated lot which had NO FLOODING in last major storms. This beautiful property is a spacious 3, 366 sq ft residence featuring 4 bedrooms, 3. 5 baths, and a private pool overlooking the water. Light-filled interiors offer generous living and entertaining spaces, including a large kitchen with direct access to the pool deck for seamless indoor-outdoor living. The adjoining dining and living areas are complemented by a versatile bonus space ideal for a home office or additional family room, along with a secondary flex room near the garage. It is a blank canvas ready for you to make your own. The primary suite provides a private retreat with en-suite bath, while upstairs, two guest bedrooms open to a shared balcony—perfect for enjoying coastal breezes and water views. Outdoors, enjoy a private dock with davit lift option, offering easy access to boating, fishing, and sunset cruises. The expansive patio and pool area are ideal for entertaining. An oversized 2-car garage includes a convenient half bath serving the pool area. A rare opportunity to own a spacious waterfront home in sought-after Island Estates—close to Clearwater Beach, dining, and shopping.

Features

  • Rooms: 10
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Lot Size: 101 x 117
  • Laundry: Inside
  • Style: Colonial
  • Year Built: 1971
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 3,366
  • Acreage: 0.27
  • Lot Size: 101 x 117
  • Est. Taxes: $8,145
  • Lot Desc: Flood Insurance Required, FloodZone, City Lot, Landscaped, Near Public Transit, Sidewalk
  • View: Water
  • Elem. School: Plumb Elementary-PN
  • Middle School: Dunedin Highland Middle-PN
  • High School: Clearwater High-PN
  • Pool: Gunite, Heated, In Ground, Pool Sweep
  • Pet Policy: Yes
  • Appliances: Disposal, Microwave, Range, Refrigerator
  • MLS#: TB8487226
  • Days on Market: 11 days
  • Website: https://www.raveis.com
    /eprop/TB8487226/350harborpassage_clearwaterbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/15/2026 10:47:08 AM)
Listing courtesy of Coldwell Banker Realty   Phone: 727-581-9411

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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305.922.5393

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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350 HARBOR PASSAGE, Clearwater Beach, FL, 33767

$1,999,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,599,200 $1,599,200 $1,599,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.312% 6.235% 6.164%
Monthly Tax Payment $679 $679 $679
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $9,460 $9,717 $13,495
Total Monthly Payment $10,264 $10,521 $14,299

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.