60 SURFVIEW DRIVE, #209, Palm Coast, FL, 32137 | $549,000

OCEAN FRONT LIFESTYLE awaits you at this stunning 3 bedroom, 2 bath, 1640 square foot condo. The Surf Club III is part of the Matanzas Shores Association, offering BOTH OCEAN & INTRACOASTAL ACCESS! Surf Club III recently passed the Structural Integrity Reserve Study with NO assessments, and the Association has healthy reserves and assets. Enjoy magnificent sunrise Ocean views from living, balcony and primary bedroom. You will witness the seasonal Right Whale migration path along with dolphins, pelicans and moonrises. This condo welcomes you in with that beautiful view beckoning right from the front door. Inside, you’ll find a meticulously maintained home with quality finishes, crown molding throughout and granite countertops. The primary suite is especially spacious and shares balcony access with the living space. Hurricane shutters will further your sense of peace and security. Surf Club offers virtually every amenity imaginable. Gated security, two libraries, 3 resort style heated swimming pools one of which is a lap pool, hot tub, fire pit, dancing waters/splash pad, a covered Pavilion for entertaining with a large screen TV, 4 gas grills, 3 clubhouses, a state of the art fitness center right in your building, lighted tennis and pickleball courts, volleyball, shuffleboard, bocce ball, basketball and a great Intracoastal fishing dock-pier where you can launch your own kayak plus miles of walking, biking and hiking trails. You also have access to 3 private boardwalks that give you immediate access to the ocean and the beach. Two underground parking spaces are also included. The Surf Club/Palm Coast location provides easy access to Daytona Beach, St. Augustine, Flagler Beach, Jacksonville and Orlando. This area on A1A is simply stunning on its own. From the Hammock Dunes to the Matanzas Inlet, explore many more beaches, enjoy Washington Oaks State Park, Bing’s Landing and Marineland all minutes away in addition to dining from funky and casual to refined – all one of kind and just a quick trip down the road. Schedule your private showing today and make this fabulous condo and location your own!

Features

  • Elevator: Y
  • Heating: Heat Pump
  • Cooling: Central Air
  • Levels: 8
  • Amenities: Pickleball Court(s), Shuffleboard Court, Spa/Hot Tub
  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Inside
  • Complex: SURF CLUB CONDO 03
  • Year Built: 2004
  • Common Charge: $726 Monthly
  • Approx Sq. Feet: 1,640
  • Acreage: 0.57
  • Est. Taxes: $6,133
  • View: Trees/Woods, Water
  • Water Front: Yes
  • Elem. School: Old Kings Elementary
  • Middle School: Indian Trails Middle-FC
  • High School: Matanzas High
  • Pool: Gunite, In Ground, Lap, Salt Water
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: FC317359
  • Days on Market: 26 days
  • Website: https://www.raveis.com
    /prop/FC317359/60surfviewdrive_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/12/2026 8:47:09 AM)
Listing courtesy of PALM WAVE REALTY   Phone: 407-558-8357

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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60 SURFVIEW DRIVE, #209, Palm Coast, FL, 32137

$549,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $439,200 $439,200 $439,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.324% 6.500% 5.710%
Monthly Tax Payment $511 $511 $511
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,598 $2,740 $3,586
Total Monthly Payment $3,201 $3,343 $4,189

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.