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Presented by
Kristen Rose Baldwin |
Built in 2023, this IMMACULATELY MAINTAINED home feels like a MODEL HOME. Lovingly cared for by the original owners with NO PETS, this MOVE-IN READY home offers the benefits of new construction without the wait or the added expense of completing upgrades after closing. Designed for today's busy lifestyle, the flexible 4-BEDROOM layout easily accommodates TWO HOME OFFICES while still providing a comfortable guest room. The low-maintenance backyard is the perfect blank canvas to create your own private courtyard, extend the brick paver patio, or add a screened lanai, leaving you more time to enjoy it and less time maintaining it. Many of the upgrades buyers typically pay extra for are already here, including WOOD-LOOK TILE flooring, GRANITE countertops, STAINLESS-STEEL appliances, an EPOXY-COATED garage floor, BRICK PAVER driveway, IRRIGATION SYSTEM, and a WIND-RESISTANT VINYL FENCE. Energy-Efficient features include enhanced attic insulation, heat-reducing windows, a whole-house dehumidifier, and upgraded LED lighting. SMART HOME technology includes remote-controlled door locks, thermostat, garage door operation, an integrated security system, and Google camera. WHY BUY NEW WHEN YOU CAN BUY BETTER? Unlike many newly built homes, this one was INDEPENDENTLY INSPECTED throughout construction, providing an added level of confidence and quality assurance that's rarely available once construction is complete. HAMMOCK RESERVE offers a true LOW-MAINTENANCE LIFESTYLE with a BEACH-ENTRY POOL, WALKING TRAILS, MULTIPLE DOG PARKS, PLAYGROUNDS, and FIBER OPTIC INTERNET INCLUDED in the low HOA and CDD fees. Located in RAPIDLY GROWING NORTHEAST POLK COUNTY, you'll enjoy convenient access to major employment centers, shopping, dining, Lake Eva Park, and Catfish Creek Preserve. The newly opened SAM'S CLUB & WALMART SUPERCENTER, and the expanding Crossroads Village retail corridor, featuring a new Target, restaurants, shops and services, are adding even more convenience and long-term appeal to the area. Qualified buyers may be eligible for USDA 100% FINANCING or UP TO $40, 000 IN DOWN PAYMENT ASSISTANCE while funds last. More than just a beautiful home, this is an opportunity to enjoy the benefits of newer construction with COMPLETED UPGRADES, PROVEN QUALITY, and a LOW-MAINTENANCE LIFESTYLE in one of Central Florida's fastest-growing communities.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Executive Mortgage Banker:
Our Insurance Division:
$299,800
Sales Vice President
William Raveis Real Estate
Phone: 203.644.6795
Kristen.Rose@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.5535
Mace.Rattet@raveis.com
NMLS Mortgage Loan Originator ID 69957
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.2006
Francine.Silberman@raveis.com
NMLS Mortgage Loan Originator ID 69244
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $239,840 | $239,840 | $239,840 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | $536 | $536 | $536 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,436 | $1,514 | $1,976 |
| Total Monthly Payment | $2,047 | $2,125 | $2,587 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.