2833 ORANGE TREE CIRCLE N, #C, Palm Harbor, FL, 34684 | $1,845

Welcome to this charming 2-bedroom, 2-bath villa with a one-car garage in a desirable HOPA community located in a highly sought-after area of Palm Harbor. Residents must be at least 55 years of age to live in this peaceful residential community with a community pool and clubhouse. Monthly rental price recently reduced $50 from $1, 895 to $1, 845. Take advantage of this reduction! This residence offers an open and airy floor plan with an abundance of windows that fill the space with natural light. It even has it’s own private Zen garden atrium space right off the kitchen and living room areas where you can enjoy quiet meditative times in a comfortable retreat or as a place to savor your morning cup of coffee or just to relax in an area where you can enjoy the outside in total privacy. The updated kitchen is complete with ample cabinetry, granite countertops, and a breakfast bar for those quick meals. There is ample space for your dining room table or use the space as a TV space or family-room activity area. As a nice – yet functional – upgrade, there are French doors going from the kitchen/dining area to this retreat. Should you wish to enjoy the flow of fresh air, you can even leave the French doors wide open without worrying about any uninvited guests and just enjoy the breeze. Laminate flooring and tile throughout – even in the closets. The primary bedroom features its own ensuite bathroom and a walk-in closet. There is a double utility sink in the garage with washer and dryer hookups. High-speed internet, cable -- including, Peacock, Paramount and Disney Plus -- water, sewer and trash – as well as exterior pest control and lawn care -- are also included, as are the pool and clubhouse. Located in the “heart” of Palm Harbor, Orange Tree Villas is a quiet community located near “everything”! Trader Joes is just around the corner as are major supermarkets, shopping, restaurants, medical facilities, recreation, and so much more. Sorry, no smoking and no pets are permitted. This charming villa is available now so make an appointment to view it today!

Features

  • Type: Villa
  • Amenities: Cable TV, Clubhouse, Pool, Vehicle Restrictions
  • Rooms: 8
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, In Garage, Washer Hookup
  • Year Built: 1980
  • Garage: 1-car Guest, Off Street
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 960
  • Lot Desc: Cul-De-Sac, In County, Near Public Transit
  • View: Garden
  • Adult Communities: Yes
  • Elem. School: Highland Lakes Elementary-PN
  • Middle School: Carwise Middle-PN
  • High School: Palm Harbor Univ High-PN
  • Pet Policy: No
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Range, Refrigerator
  • Lease Terms: 12 Months
  • MLS#: TB8493800
  • Days on Market: 10 days
  • Website: https://www.raveis.com
    /prop/TB8493800/2833orangetreecirclen_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/15/2026 8:17:07 AM)
Listing courtesy of Coldwell Banker Realty   Phone: 727-781-3700

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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2833 ORANGE TREE CIRCLE N, #C, Palm Harbor, FL, 34684

$1,845

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $1,476 $1,476 $1,476
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.431% 5.648%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $9 $9 $12
Total Monthly Payment $84 $84 $87

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.