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Welcome to easy, low-maintenance living in the heart of Dunedin in San Christopher Villas. This 2-bedroom, 2-bath villa-style condominium offers true single-story living with no upstairs neighbors, an end-unit location, and a covered carport parking space directly in front of the home. This corner and end unit provides additional natural light and privacy, with a bright, functional open floor plan that includes a spacious living and dining area, an updated kitchen with wood cabinetry, stone counters, and a breakfast bar, and an open pass-through to the main living space. Both bathrooms have been updated, and the home features newer appliances, including a refrigerator, washer, and dryer. The primary suite includes a walk-in closet and private en-suite bath, while the second bedroom is ideal for guests, a home office, or seasonal living. Enjoy the Florida lifestyle from your screened-in rear porch overlooking a peaceful garden setting with mature landscaping and oak trees. The unit is ideally positioned near the community pool and clubhouse in this well-maintained community. Additional updates include ROOF: April 2020, NEW HVAC in April 2026, a water heater in 2025, newer ceiling fans, updated fixtures, and in-unit laundry. The property is located above the flood plain in Flood Zone X, where flood insurance is not required. The monthly association fee includes cable, water, sewer, trash, exterior maintenance, grounds maintenance, building insurance, pool maintenance, private road, and recreational facilities. Located within city limits and just 2 miles from downtown Dunedin, the Pinellas Trail, Honeymoon Island, and the Gulf beaches, with convenient access to shopping, dining, and medical facilities. Leasing is permitted after 2 years of ownership, subject to restrictions, and requires association approval. The pet policy allows up to 2 indoor cats. This property is sold partially furnished. This is an excellent opportunity for a primary residence, seasonal home, or low-maintenance Florida retreat in one of Pinellas County’s most desirable areas.
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Our Executive Mortgage Banker:
Our Insurance Division:
$209,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $167,200 | $167,200 | $167,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.375% | 6.638% | 5.972% |
| Monthly Tax Payment | $90 | $90 | $90 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,029 | $1,057 | $1,388 |
| Total Monthly Payment | $1,194 | $1,222 | $1,553 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.