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There's something about this home that just feels right the moment you walk in. Maybe it's the way the high ceilings and open space immediately make everything feel lighter, or how naturally the living, dining, and kitchen all come together into one large, connected area where life can simply happen. At 2824 Monaghan Drive, in the beautiful community of Halifax Plantation, this 2023-built, concrete block home was designed for the kind of everyday living that doesn't feel rushed or crowded--just comfortable and inviting. The heart of the home is the main living space, where conversations flow easily from the kitchen to the dining area to the living room. It's the kind of layout where you can cook while still being part of everything going on around you, where holidays feel full and lively, and even ordinary evenings feel a little more special. The kitchen itself is both beautiful and practical, with quartz countertops, built in double ovens, a walk-in pantry, and thoughtful details like pull-out cabinetry that make daily life simpler. There's a warmth carried throughout the home, from the wood-look tile that grounds the main spaces to the plush carpeting in the bedrooms that gives you a place to land at the end of the day. Plantation shutters add a quiet, timeless touch, and the custom built-ins in the living room give the space a sense of personality and purpose. Out back, the screened lanai offers a peaceful place to step away for a bit--morning coffee, an evening breeze, or a quiet moment to yourself--with a small pond just beyond that adds a subtle sense of privacy. With four bedrooms, three bathrooms, and a three-car garage, there's room here to grow, to gather, and to settle in comfortably without feeling like you need more. And then there's the lifestyle that comes with living here. Halifax Plantation has a way of slowing things down in the best way. The golf-cart friendly streets are made for morning walks and evening bike rides with sidewalks, lights and underground utilities, or you can find one of the many paths or trails to explore! For those who choose to join, the Halifax Plantation Golf Club becomes an extension of your everyday life. You might start your day with a round of golf under the shade of live oaks, spend an afternoon at the pool or on the tennis courts, or meet friends for a relaxed dinner at the clubhouse without ever leaving the neighborhood. There's a natural rhythm here--casual, social, and active if you want it to be, but never overwhelming. From live music and happy hours to quiet mornings on the course or in the fitness center, it's the kind of place where you can be as involved or as laid back as you choose. This is the kind of home--and community--that doesn't have to try too hard. It just feels right.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $399,920 | $399,920 | $399,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.487% | 5.614% |
| Monthly Tax Payment | $319 | $319 | $319 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,366 | $2,495 | $3,241 |
| Total Monthly Payment | $2,760 | $2,889 | $3,635 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.