615 Fairway Dr, #101, Saint Augustine, FL, 32084 | $199,000

Welcome to 615 Fairway Drive, Unit 101, a rare ground-floor corner unit nestled inside the sought-after Florida Club community in St. Augustine, Florida. This 3-bedroom, 2-bathroom split-plan residence offers a no-stairs lifestyle from the parking lot directly to your front door — a feature that is increasingly hard to find and highly desirable for both owner-occupants and investors alike. With recently replaced windows and a brand-new front door currently being installed, the exterior fundamentals are already being upgraded for you, leaving the interior as a blank canvas ready for your personal vision or investment strategy. Whether you're a savvy renovator, a first-time buyer looking to build equity, or an investor seeking a high-demand rental in one of Florida's most visited cities, this unit checks all the boxes. Key Property Features Ground-Floor Accessibility: Zero stairs from parking to front door — ideal for buyers seeking convenient, step-free living Bedrooms & Bathrooms: 3 bedrooms / 2 full bathrooms with a desirable split floor plan for maximum privacy Corner Unit Advantage: Extra windows on two sides provide abundant natural light throughout the open-concept living and dining areas Layout & Flow: Open-concept living and dining area flows seamlessly for entertaining and everyday comfort Primary Suite: Spacious master suite separated from guest bedrooms — a true private retreat Recent Structural Upgrades: Recently replaced windows throughout and a brand-new front door currently being installed Investment Potential: Priced to reflect cosmetic update needs — ideal for a flip, rental income property, or personalized primary residence Parking: Convenient ground-floor parking directly accessible to the unit entrance Location & Community Benefits – St. Augustine, FL 615 Fairway Drive places you at the heart of everything St. Augustine has to offer: Golf: Situated directly adjacent to the Royal St. Augustine Golf Club — a premier destination for golf enthusiasts Historic District: Minutes from St. Augustine's world-renowned historic district, packed with fine dining, boutique shopping, art galleries, and cultural landmarks Beach Access: A short drive to the pristine sands of Vilano Beach — one of Northeast Florida's most beloved coastal escapes Shopping & Dining: Close proximity to outlet shopping, major retail corridors, and a thriving local restaurant scene Commuter Access: Convenient access to US-1 and I-95, connecting you to Jacksonville, Palm Coast, and beyond

Features

  • Parking: No Assigned Parking
  • Heating: Electric
  • Cooling: Central
  • Levels: 1
  • Amenities: Clubhouse,Golf,Community Pool Unheated
  • Bedrooms: 3
  • Baths: 2 full
  • Complex: Florida Club
  • Year Built: 2001
  • Common Charge: $420
  • Approx Sq. Feet: 1,285
  • Est. Taxes: $2,167
  • High School: St. Augustine
  • MLS#: 261688
  • Days on Market: 7 days
  • Website: https://www.raveis.com
    /prop/261688/615fairwaydr_saintaugustine_fl?source=qrflyer
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Listing courtesy of FIV Realty Co

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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615 Fairway Dr, #101, Saint Augustine, FL, 32084

$199,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $159,200 $159,200 $159,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.431% 5.668%
Monthly Tax Payment $181 $181 $181
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $942 $980 $1,290
Total Monthly Payment $1,198 $1,236 $1,546

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.