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This elevated first-floor unit is located in a quiet area of the Garden Bay Manor Complex. The spacious open living plan features hardwood floors, built-in shelves, and a ceiling fan. North- and south-facing windows provide a pleasant cross-breeze, while the large double-wide window in the living room allows plenty of natural light to fill the space. This expansive area is perfect for entertaining and can comfortably accommodate a variety of furniture arrangements. Adjacent to the living area, the kitchen is equipped with a gas oven/stove with a hood, a refrigerator, and a corner sink. There are multiple cabinets above and below the generous countertop space, offering ample storage for kitchen essentials. Near the window and built-in shelves, there's room for a table and chairs, creating a cozy breakfast nook. Privacy is prioritized with the bedrooms and bathroom located toward the back of the unit. On the way, there are two large closets, ensuring that storage is never an issue. Both bedrooms feature ceiling fans and two windows each, with deep windowsills perfect for potted plants. They can easily accommodate a king-sized bed along with additional furniture. The double-wide closets, complete with wooden shutter doors, provide abundant storage space and even have interior lighting. The windowed bathroom includes a sink with white cabinetry below, alongside additional shelving above the toilet and door. It features a detachable showerhead and floor-to-ceiling off-white tiles for a clean and fresh appearance. Garden Bay Manor is a condo complex that spans several city blocks in the highly desirable Upper Ditmars/Astoria Heights neighborhood. It is known for its well-manicured landscaping, low common charges, and reasonable annual real estate taxes. Street parking is plentiful, and various transportation options are easily accessible, including the M60 and Q69 bus lines. Shops, cafes, restaurants, and LaGuardia Airport are just minutes away.
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Our Executive Mortgage Banker:
$539,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $431,200 | $431,200 | $431,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.500% | 5.710% |
| Monthly Tax Payment | $318 | $318 | $318 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,551 | $2,690 | $3,521 |
| Total Monthly Payment | $2,961 | $3,100 | $3,931 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.