5285 SW 103RD LOOP, Ocala, FL, 34476 | $439,300

PRICE REDUCTION ON this stunning 2, 852 sq ft home in SW Ocala's no-HOA Emerald Point community, offers a 4 bed, 2 bath, a 4-CAR GARAGE! & an 18x22 Screened Lanai on a . 55-acre lot. SEE 3D INTERACTIVE LINK TO WALK THROUGHT THIS HOME! (Preferred Lender offers 1. 0 buydown rate!) Featuring a 26x23. 3 MEDIA ROOM OR FAMILY ROOM, vaulted ceilings, and a detached workshop/garage, this property is designed for both comfort and utility. Key Property Features & Upgrades: Total Space: 2, 852 sq ft living area, 4, 319 total sq ft. Garages: Attached 2-car garage plus a detached 2-car garage (second garage) with electricity and plumbing. Upgrades: New roofs on both structures (2021), dual central AC units (2022), and a new hot water tank (2024), 2 Solar Attic Fans. Living Features: Spacious master suite with garden tub, large 4th bedroom (17x14), and a screened lanai with insulated roof. Community: No HOA fees and located in the desirable Emerald Point. This home offers a perfect setup for hobbyists or those needing extra space. The property can be sold as a turnkey option, with furniture negotiable. Call for you showing today!

Features

  • Rooms: 12
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Laundry Room
  • Year Built: 2006
  • Garage: 4-car Driveway, Garage Door Opener, Workshop in Garage
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,852
  • Acreage: 0.55
  • Est. Taxes: $3,337
  • Lot Desc: Irregular Lot, Landscaped, Level, Oversized Lot, Street Dead-End
  • Elem. School: Hammett Bowen Jr. Elementary
  • Middle School: Liberty Middle School
  • High School: West Port High School
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator, Water Softener
  • MLS#: OM721892
  • Days on Market: 61 days
  • Website: https://www.raveis.com
    /prop/OM721892/5285sw103rdloop_ocala_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/7/2026 1:23:34 AM)

William Raveis Family of Services

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Ian ShieldsREALTOR

617.835.1516

Ian.Shields@raveis.com

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Kate RockettRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1500191

617.281.4872

Kate.Rockett@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance

617.320.5687

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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5285 SW 103RD LOOP, Ocala, FL, 34476

$439,300

Ian Shields

REALTOR

William Raveis Real Estate

Phone: 617.835.1516

Ian.Shields@raveis.com

Kate Rockett

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 617.281.4872

Kate.Rockett@raveis.com

NMLS Mortgage Loan Originator ID 1500191

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $351,440 $351,440 $351,440
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.866%
Monthly Tax Payment $278 $278 $278
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,105 $2,219 $2,895
Total Monthly Payment $2,458 $2,572 $3,248

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.