3965 EMERALD ESTATES CIRCLE, Apopka, FL, 32703 | $650,000

Under contract-accepting backup offers. One or more photo(s) has been virtually staged. Buyer had cold feet, Back on Market! Ask about a potential Rate Buydown!Seller may consider buyer concessions if made in an offer**Welcome to this spectacular pool home in the GATED COMMUNITY of Emerald Estates in Apopka, where elegance, space, and thoughtful upgrades come together across nearly 3, 000 SQUARE FEET of beautifully designed living space. Situated on an OVERSIZED LOT with meticulously manicured landscaping, this residence offers exceptional curb appeal, highlighted by STONE ACCENTS framing the THREE-CAR GARAGE. Step through the ELEGANT GLASS-PANELED FRONT DOOR into a light-filled Living Room with soaring ceilings, where expansive sliding doors immediately draw your eye to the STUNNING BACKYARD RETREAT. An arched doorway adds ARCHITECTURAL CHARM as you enter the chef’s kitchen featuring 42” cabinetry, granite countertops, a stylish tile backsplash, ALL-NEW STAINLESS STEEL APPLIANCES and GARBAGE DISPOSAL (2025), and a spacious breakfast bar. A CUSTOM OVERSIZED PANTRY ROOM (added in 2023) provides exceptional storage, while the SUNLIT Dining area with multiple windows and sliding doors creates a seamless connection to the outdoor living space. The Kitchen flows effortlessly into the EXPANSIVE FAMILY ROOM, where large windows frame serene views of the pool and patio. DURABLE CERAMIC TILE FLOORING enhances both the Kitchen and Family Room for easy maintenance and timeless style. The Primary Suite is a TRUE RETREAT featuring tray ceilings, abundant natural light, a walk-in closet, and PRIVATE ACCESS to the patio and pool area. The SPA-INSPIRED EN SUITE BATH offers dual vanities connected by a dedicated makeup area, a garden tub, a step-in shower, and a private water closet. A VERSATILE OFFICE is ideally positioned nearby and can easily serve as a fifth bedroom. On the opposite side of the home, three additional generously-sized bedrooms provide comfortable accommodations, including two connected by an UPDATED JACK-AND-JILL BATH (2023), while a third full bath offers convenient access to both guests and the pool area. Upstairs, a SPACIOUS LOFT provides flexible living space perfect for a media room, game room, or additional lounge. Step outside to your private BACKYARD PARADISE, where a covered paver patio with dual ceiling fans and a FULLY EQUIPPED OUTDOOR KITCHEN overlooks a sparkling pool and spa, all enclosed within a screened lanai. The pool area has been resurfaced (2023) and boasts a NEW PUMP (2023) and UPDATED CONTROLLER (2025), offering both beauty and efficiency. Beyond the lanai, the expansive VINYL-FENCED YARD (2025) features an additional patio with a GRILL AND FIRE PIT (2023)—perfect for entertaining under the stars. Additional updates include a NEW GARAGE DOOR OPENER (2025), NEW WATER HEATER (2025), NEW CARPET (2026), and NEW AC SYSTEMS (downstairs 2022, upstairs 2024), ensuring comfort and peace of mind. Residents of Emerald Estates enjoy GATED ACCESS, a playground, and tennis courts, all within a serene and well-maintained community. Ideally located near the natural beauty of WEKIWA SPRINGS STATE PARK, as well as shopping, dining, and entertainment in APOPKA and nearby ALTAMONTE SPRINGS, this home also offers CONVENIENT ACCESS to major roadways like State Road 429 for an EASY COMMUTE throughout Central Florida. This exceptional home provides a refined combination of luxury, comfort, and RESORT-STYLE OUTDOOR LIVING—truly a place to experience the BEST OF FLORIDA LIVING every day. Call and schedule your tour today!

Features

  • Rooms: 12
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
  • Year Built: 2001
  • Garage: 3-car Driveway, Garage Door Opener
  • Heating: Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,901
  • Acreage: 0.25
  • Est. Taxes: $5,365
  • HOA Fee: $750 Semi-Annually
  • Lot Desc: Cleared, Oversized Lot
  • View: Pool
  • Elem. School: Bear Lake Elementary
  • Middle School: Teague Middle
  • High School: Lake Brantley High
  • Pool: Auto Cleaner, Deck, Gunite, Heated, In Ground, Lighting, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator
  • MLS#: O6382459
  • Days on Market: 20 days
  • Website: https://www.raveis.com
    /prop/O6382459/3965emeraldestatescircle_apopka_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/13/2026 6:35:54 PM)
Listing courtesy of WEMERT GROUP REALTY LLC   Phone: 407-743-8356

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3965 EMERALD ESTATES CIRCLE, Apopka, FL, 32703

$650,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $520,000 $520,000 $520,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.374% 6.524% 5.866%
Monthly Tax Payment $447 $447 $447
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,118 $3,244 $4,283
Total Monthly Payment $3,657 $3,783 $4,822

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.