10976 HARBORSIDE DRIVE, Largo, FL, 33773 | $899,900

Welcome to this beautiful lakefront pool home offering space, privacy, and stunning views of Lake Seminole. From the moment you arrive, the gated front entrance and mature landscaping create a welcoming and private approach to the home. This well-maintained 3 bedroom, 2½ bath home with an office/flex room and oversized two-car garage sits on over a ¼ acre with a private dock, making it the perfect Florida retreat.

Inside, the open floor plan is designed for both everyday living and entertaining, featuring vaulted ceilings throughout most of the home that enhance the sense of space and natural light. The pass-through, open kitchen features white cabinetry, quartz countertops with a breakfast bar, stainless steel appliances, and skylights that fill the space with natural light. The kitchen overlooks the spacious living room with a fireplace and expansive views of the lake through fully opened hurricane-rated sliders. The dining area is conveniently located just off the kitchen, creating a natural flow for everyday meals and entertaining. On the opposite side of the kitchen, you’ll find a hidden pantry and coat closet, along with access to the large utility room featuring a washer, dryer, sink, and additional storage, which leads into the oversized two-car garage with epoxy flooring and extra storage space.

The large primary en-suite is a private retreat featuring a slider to the pool overlooking the lake. Dual closets provide a walkway to the primary bathroom, which includes a separate standing shower, Jacuzzi tub, dual vanities, and a skylight that brings in beautiful natural light along with a picturesque view of the front garden. The split floor plan offers privacy, with the primary suite and office/flex room with convenient half bath access on one side of the home.

On the opposite side of the home, the second and third bedrooms are both spacious and bright with generous closet space. One of the guest bedrooms features a beautiful lake view, providing a peaceful setting for guests or family members. The guest bathroom includes a walk-in shower and large vanity and is conveniently located between the two bedrooms.

Outdoor living is just as impressive, featuring a large enclosed patio with a covered area overlooking the pool and lake — perfect for relaxing or entertaining year-round. The large lot, mature landscaping, pool, and private dock create a true waterfront lifestyle with beautiful sunset views over the lake.

Additional features include hurricane windows and sliders, a 2021 roof, fresh interior paint, engineered wood flooring throughout, shutters and blinds, skylights in the kitchen and primary bathroom, and plenty of storage throughout the home.

The decorating and furniture are also negotiable, offering a move-in ready opportunity for buyers looking for a beautifully styled waterfront home.

This home is situated in a desirable area near Lake Seminole Park, Gulf beaches, shopping, dining, and top-rated schools, offering the perfect balance of quiet waterfront living with convenient access to everything the Largo and Seminole area has to offer.

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Lot Size: 80 x 149
  • Laundry: Inside, Laundry Room
  • Style: Florida, Ranch
  • Year Built: 1982
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,434
  • Acreage: 0.28
  • Lot Size: 80 x 149
  • Est. Taxes: $7,652
  • Lot Desc: Landscaped, Level, Sidewalk, Unincorporated
  • View: Pool, Water
  • Elem. School: Starkey Elementary-PN
  • Middle School: Osceola Middle-PN
  • High School: Pinellas Park High-PN
  • Pool: In Ground
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8493287
  • Days on Market: 4 days
  • Website: https://www.raveis.com
    /prop/TB8493287/10976harborsidedrive_largo_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/19/2026 3:34:36 PM)
Listing courtesy of TMWRK BROKERAGE LLC   Phone: 727-277-9032

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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10976 HARBORSIDE DRIVE, Largo, FL, 33773

$899,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $719,920 $719,920 $719,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.000% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.251% 6.110% 6.097%
Monthly Tax Payment $638 $638 $638
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,201 $4,316 $6,027
Total Monthly Payment $4,931 $5,046 $6,757

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.