148 S Street Extension, Warwick, NY, 10990 | $529,000

Are you searching for a move in condition home with one floor living, with a level yard too? Welcome to 148 South Street Extension, just a couple of minutes from downtown Warwick! The heart of the home features an open floor plan, bringing the kitchen, living & dining room, together as one. The living room offers a brick wood burning fireplace, and off the living room is a large sunroom with electric baseboard heat & plenty of windows to let in natural sunlight (could be a 3rd bedroom with a little imagination). The primary bedroom offers 2 closets, 1 being a walk in, + a private full bath with a double vanity. The kitchen offers more than enough cabinet space, along with a laundry area + half bath, just off the kitchen. The full, unfinished, walk out basement is heated, with a cedar closet, with much potential to be finished completely. Additional features include a 2 car garage, large level yard with a firepit, + a gas line is run behind the kitchen stove should you desire to convert to gas cooking. The roof is 10 years old & the gutters are 8 years old. Come see this home for yourself!

Features

  • Rooms: 8
  • Bedrooms: 2
  • Baths: 2 full / 1 half
  • Style: Ranch
  • Year Built: 1968
  • Garage: 2-car
  • Heating: Baseboard, Natural Gas
  • Cooling: Wall/Window Unit(s)
  • Basement: Full, Partially Finished, Walk-Out Access
  • Approx Sq. Feet: 1,866
  • Acreage: 0.51
  • Est. Taxes: $12,000
  • Lot Desc: Cleared, Level
  • Elem. School: Park Avenue Elementary School
  • Middle School: Warwick Valley Middle School
  • High School: Warwick Valley High School
  • School District: Warwick Valley
  • Appliances: Dishwasher, Dryer, Electric Range, Refrigerator, Washer
  • MLS#: 980455
  • Website: https://www.raveis.com
    /prop/980455/148sstreetextension_warwick_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of RE/MAX COUNTRY REALTY   Phone: 973-657-1000

William Raveis Family of Services

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888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Ryan FortierInsurance Sales Director, William Raveis Insurance

516.739.7731

Ryan.Fortier@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

148 S Street Extension, Warwick, NY, 10990

$529,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $423,200 $423,200 $423,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.520% 5.880%
Monthly Tax Payment $1,000 $1,000 $1,000
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,503 $2,640 $3,486
Total Monthly Payment $3,595 $3,732 $4,578

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.