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NESTLED WITHIN A VIBRANT, nearly 90-acre bayfront community, this delightful turnkey-furnished two-bedroom, two-bathroom concrete block villa with storm shutters offers the perfect blend of comfort, charm, convenience and peace of mind. Tucked away on a quiet cul-de-sac with serene pond views and surrounded by lush green lawns, this villa is just a short stroll from the exceptional clubhouse and resort-style amenities, you’ll be proud to call this your Florida home. STEP INSIDE AND DISCOVER the many updates that add to this villa’s value and peace of mind: 2025 water heater, 2024 air conditioning system, 2023 roof and 3rd nail hurricane roof reinforcement, 2023 GE stainless appliance suite, and 2023 ceiling fans. THE BRIGHT AND CHEERFUL great room opens to a private patio and scenic outdoors, offering a perfect setting for relaxing or entertaining. The home features a wide carport, newer driveway, secure outdoor storage (ideal for bikes, beach gear, or fishing equipment), and an indoor laundry space for convenient everyday ease. INSIDE YOU’LL FIND a thoughtfully designed open-concept layout with a split-bedroom floor plan for privacy and functionality. The spacious primary suite includes a large walk-in closet with attic access and an ensuite bath with creamy tile, shower safety bars, and coordinating vanity and fixtures. The secondary bedroom, located up front, has its own adjacent bathroom with a tub/shower combo and safety bar for easy entry. THE SPACIOUS KITCHEN is well-equipped with a complete GE stainless appliance package, abundant white on white cabinetry with updated hardware, generous countertops, and a convenient closet pantry, all topped off with modernized lighting and a tray ceiling installed in 2023. A pass-through to the dining area enhances flow for easy entertaining. The combined living and dining space offers versatility for your preferred layout and hosting needs. LOVE THE OUTDOORS? You’ll appreciate the cozy rear patio—extend it up to 27 feet across the back for even more living space—and consider adding a retractable awning for sunny days. Additionally, the shaded carport doubles as a welcoming front porch. You can grill and relax in both spaces. ENJOY PICTURESQUE COMMUNITY WALKING PATHS that wind past butterfly gardens, lagoons, lakes, and bayfront views, leading to a peaceful pavilion. For the socially inclined, it’s just a short stroll to the clubhouse and amenities galore. BOATING ENTHUSIASTS will love the boat docks and kayak storage—just a one-time $25 fee. While Mount Vernon is a pet-free community, service animals are welcome with proper documentation, and golf carts are permitted for residents with medical needs. COMMUNITY AMENITIES INCLUDE Clubhouse, banquet room, billiards, ping-pong, game/library room, lakeside veranda, heated pool, tennis, pickleball, shuffleboard, bocce, spa, sauna, workshop, putting/chipping green, butterfly garden, kayak launch & storage, bayside pavilion, bird sanctuary, and nature-filled walking trails across nearly 90 acres. MONTHLY DUES COVER water, sewer, trash/recycling, pest control, cable, internet, exterior and landscape maintenance, and insurance. START LIVING YOUR DREAM and embrace the blissful Florida lifestyle. Schedule your private tour today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$300,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $240,000 | $240,000 | $240,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.668% |
| Monthly Tax Payment | $294 | $294 | $294 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,420 | $1,478 | $1,945 |
| Total Monthly Payment | $1,789 | $1,847 | $2,314 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.