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Spacious affordable ranch with LOW TAXES in wonderful, neighborhood. This is the sort of friendly neighborhood perfect for taking the kids on Halloween for ''Trick or Treat''. Walkable to banking, drugstore, diner, gym, etc. and a short drive into the village of Saugerties. This home is a perfect starter home OR for those ready to downsize to one level easy living. The full unfinished basement is dry and immaculate. Plus, with a normal ceiling height, could be converted into usable finished living space. A convenient feature is that the basement can be entered via 2 sets of stairs, either off the kitchen or from the outside back door vestibule. Additional Benefit- due to back door vestibule there is the potential to utilize multiple spaces for a potential rental or mother/daughter situation. Huge FENCED IN backyard with forsythia bushes, and a mature Japanese maple. Enjoy the raised beds perfect for growing herbs and veggies. SOLAR PANELS ARE OWNED and on the back roof. Attic is very spacious and dry, with solid wood pulldown stairs. Access in hallway near bedrooms. Great for all your extra storage needs. Adorable kitchen has a side door leading to a small, covered porch. Walk down a few steps to a side yard and possibly create a great little patio for a barbeque setup. Kitchen and front entrance have new tiling. Living room and 3 bedrooms have hardwood flooring. Back room has carpeting, a full bathroom, has its own entrance from the backyard door/vestibule, can be used as a 4th bedroom, a rental, or a second living room. This house really hits all the right points! The savvy buyer with a keen design eye will make it sing, for a very modest price! Town sewer town water- This house will go fast!!
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Our Executive Mortgage Banker:
$369,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $295,200 | $295,200 | $295,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | $544 | $544 | $544 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,770 | $1,842 | $2,432 |
| Total Monthly Payment | $2,389 | $2,461 | $3,051 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.